What Are the Key Differences Between Beazley and Founder Shield Telehealth Insurance?
Select Modules or Compare Carrier Placements
Beazley sells Virtual Care as a modular policy that can include healthcare professional liability, technology liability, cyber, media, general liability, and products/completed operations. Founder Shield is a brokerage that places telehealth coverage with third-party carriers rated A- or better; the actual carrier depends on the placement. Beazley identifies its form, while Founder Shield arranges quotes from its carrier panel. [1] [4] [5]
Choose Beazley if you need to select policy modules, and Founder Shield if your practice needs the listed virtual-consultation, privacy, licensing, or consent protections.
Covered Claims
Beazley’s list includes healthcare professional liability, tech services/products liability, cyber response or information-security cover, first-party cyber, media liability, clinical-trial financial injury, and affirmative bodily-injury wording. Founder Shield names malpractice from virtual consultations, data-privacy breaches, technology failures affecting care, licensing and regulatory issues, and failure to obtain informed consent. Match the claim types your practice faces to the form, not the product label. [1] [6]
Eligible Businesses and Geography
Beazley names telehealth providers, mHealth companies, med-tech/SaaS developers, wellness businesses, and in-person providers with cyber-related bodily-injury exposure, but limits eligibility to organizations domiciled in nine listed countries. Founder Shield targets telehealth companies, hospitals and clinics offering remote services, digital-health startups, and individual practitioners who see patients virtually; its reviewed page does not publish a comparable domicile list. [1] [6]
Application and Services
Beazley uses broker-submitted applications by module combination and names a healthcare claims team; its cyber module includes Beazley Breach Response Services. Founder Shield takes requests online or through an advisor, then its placement team approaches carriers. [1] [4] [5]
What Should You Confirm in Beazley and Founder Shield Telehealth Insurance Quotes?
- Ask Beazley which modules are included and whether bodily-injury wording is affirmative. [1]
- Ask Founder Shield which A- or better carrier is quoting and whether informed-consent and licensing claims are covered. [5] [6]
- Check your domicile against Beazley’s country list. [1]
- Request limits and retentions from both quotes. [1]