About
A closer reading of professional risk
Kearny Risk is an independent commercial-insurance brokerage brand for professional-service firms and design practices. Our starting point is the agreement that puts your work in motion.
Start where the responsibility is written
A proposal can show a limit without answering whether a specific service is covered. We organize the insurance discussion around your engagement terms, the policy’s definitions and the questions that need a written answer.
Keep the comparison usable
The review connects current coverage with the next contract or renewal. It identifies differences in wording and outstanding requirements, so the decision has more context than a price and a certificate.
An added task can change the assignment
If a client asks a consultant to comment on another practice’s design, clarify whether the added task is a limited review or a new design responsibility. That distinction belongs in the scope of work and in the description provided for insurance review. Discuss the allocation of responsibility with counsel as well.