What Are the Key Differences Between Vouch and Zurich U.S. Tech E&O Insurance?
Technology Services and Claim Examples
Vouch’s October 20, 2025 educational article describes Tech E&O generally as covering service errors, professional negligence, missed deliverables or deadlines, contract or warranty breaches, accidental IP infringement, and third-party data-breach liability tied to product vulnerabilities. It also says actual policy wording governs a specific placement. Zurich’s product description says its E&O may cover defense costs, settlements, and court fees; it does not provide Vouch’s detailed examples. Ask both to address a failed deliverable and a customer’s third-party data claim under the actual form. [9] [10]
Cyber Boundary and Buyer Scope
Vouch’s October 20, 2025 article says Tech E&O excludes cyber incidents affecting the policyholder’s own systems while describing certain third-party data claims tied to a product vulnerability. Zurich’s cited E&O claim discusses defense costs, settlements, and court fees but does not set out a first-party cyber boundary. Technology buyers should ask each provider which policy responds to an attack on their own systems versus a vulnerability affecting a client. [9] [10]