What Are the Key Differences Between Newfront and Risklytics Tech E&O Insurance?
An Adviser-Led Cyber Practice vs an Online Producer
Both place Tech E&O with outside insurers and neither names them. Newfront handles Tech E&O through its Cyber Risk practice alongside cyber, assessing your risk and negotiating bespoke wording once you meet insurer requirements. Risklytics places its Risklytics Professional Liability (Tech E&O) through an online application, adds no broker fee on top of premium, and keeps a licensed producer on your file until you bind. Choose Newfront if you want an adviser to structure E&O and cyber together; choose Risklytics if you’re an AI company that wants to apply online. [6] [8] [9]
Modeled Limits vs a Typical $1–5 Million Request
Newfront says its technology team uses proprietary modeling data to set limits to your exposure and risk tolerance, without publishing ranges. Risklytics says customers typically ask for $1 million to $5 million per claim. [6] [10]
AI-Exclusion Checks vs Hands-On Claims Help
Risklytics says some insurers quietly exclude AI-related losses, so it reads every form for those exclusions before binding, and illustrates the line with a model that mislabels shipments and costs a customer money. Newfront describes no AI-exclusion check but offers hands-on claims consultation across its combined cyber and Tech E&O program. [10] [6]
What Should You Confirm in Newfront and Risklytics Tech E&O Insurance Quotes?
- Get the insurer’s name from both. [6] [8]
- Compare Newfront’s modeled limit with Risklytics’ typical $1–5 million and the limit you’ll actually bind. [6] [10]
- Ask both to show any AI exclusions on the quoted form. [10] [6]
- Ask Newfront how it’s paid on this line; Risklytics says the insurer pays its commission and it adds no fee. [9] [6]