What Are the Key Differences Between Coverdash and The Hartford Tech E&O Insurance?
Named IP and Media Cover vs Online Checkout
The Hartford underwrites FailSafe Technology E&O and lists errors-and-omissions, security, data-privacy and network-security, personal-injury, intellectual-property and media liability; cyberattacks and data leaks sit on a separate cyber product. Coverdash brokers Tech E&O through a fully digital quote-to-purchase path, covering claims that software failed, a project was late or off spec, or client data was mishandled, but publishes no IP or media cover. Choose The Hartford if you make hardware, run telecom, or face IP and media claims; choose Coverdash if you are a SaaS company or IT consultancy that wants to buy online today. [9] [5] [4]
Hardware, Telecom and Federal IT vs Software Services
The Hartford names software and IT specialists including federal IT contractors, hardware and electronics manufacturers, and telecom providers. Coverdash names SaaS companies, dev shops, IT providers and consultants. A device maker or carrier fits only The Hartford’s list. [9] [4]
Price Range vs Nothing Published
The Hartford reports typical pricing of about $500 to $1,000 per employee a year, which lets you budget before quoting. Coverdash publishes no price, limits or insurer; its hub lists Tech E&O separately from general professional liability. [9] [3]
What Should You Confirm in Coverdash and The Hartford Tech E&O Insurance Quotes?
- Ask Coverdash which insurer issues the policy and whether IP or media claims are covered. [4]
- Ask The Hartford how FailSafe’s security and privacy cover fits with its separate cyber policy, so you don’t pay twice or leave a gap. [9]
- Hardware makers and telecom providers: confirm Coverdash will quote you before applying. [4] [9]
- Get limits, retentions and premium from both; The Hartford’s per-employee range is not a limit. [4] [9]