CNA vs Travelers: Technology E&O Insurance

Travelers lets buyers select E&O, cyber, or both in CyberRisk Tech; CNA describes contractual technology support without specifying an integrated policy structure.

Sources reviewed

01
Chubb DigiTech Enterprise Risk Management Policy — Technology E&O, Cyber and Privacy Short Form Application
ACE American Insurance Company / Chubb · Claims-made notice p.1; §2 Nature of Operations product/service schedule pp.2–3; §7 Technology E&O pp.4–5; §9–10 current and desired coverage pp.5–6 · accessed 2026-09-16
02
DigiTech Enterprise Risk Management
Chubb · Coverage Synopsis > Third-Party Liability Coverage > Technology Errors and Omissions; Cyber, Privacy and Network Security Liability; footer product-summary disclaimer · accessed 2026-09-16
03
Cyber Insurance - Cyber Risk Solutions | CNA Insurance
CNA · Cyber, Media, Technology & Professional Liability; product sections · accessed 2026-09-28
04
Insurance and Bonding Guidelines
Georgia Department of Administrative Services · Professional Liability / Errors and Omissions p.6; Technology Errors & Omissions (Cyber Liability) §9 pp.7–8 · accessed 2026-09-16
05
Glossary of Insurance Terms
National Association of Insurance Commissioners · Professional Errors and Omissions Liability; Errors and Omissions Liability | Professional Liability other than Medical · accessed 2026-09-16
06
Appendix J – Contractor’s Insurance Requirements, Information Technology Umbrella Contract – Manufacturer Based (Statewide)
New York State Office of General Services · §4 Technology Errors and Omissions, printed p.6 / PDF p.6; claims-made tail note · accessed 2026-09-16
07
Technology Errors and Omissions Insurance
The Hartford · What Is Technology Errors and Omissions Insurance?; differences between cyber liability and errors and omissions; How Technology Errors and Omissions Insurance Works With Contracts · accessed 2026-09-16
08
Cyber Risk for Technology Companies
Travelers · CyberRisk Tech coverage includes… technology errors and omissions; businesses can choose cyber protection, E&O protection or both; E&O coverage helps address… errors, omissions or negligent acts in the performance of its services · accessed 2026-09-16
09
Technology Insurance
Travelers · Who needs technology errors and omissions (E&O) insurance?; Cyber insurance: Travelers CyberRisk Tech insurance safeguards technology businesses from errors and omissions claims and cybersecurity threats · accessed 2026-09-23

What Are the Key Differences Between CNA and Travelers Tech E&O Insurance?

Selectable agreements inside a technology policy

Travelers underwrites Tech E&O as a selectable agreement inside CyberRisk Tech; buyers may choose E&O, cyber or both in the same product. CNA describes Technology E&O intended to support contractual requirements but does not specify whether its technology policy combines those lines. For a buyer seeking one application with selectable protections, ask CNA whether cyber is a separate policy and compare Travelers’ chosen agreements on the declarations. [3] [9]

Cyber services and contractual support

Travelers describes breach response, cybercrime and business-loss agreements separately from E&O, and says cyber-policyholders may receive a dashboard and threat monitoring subject to eligibility. CNA identifies claims support and privacy/data-protection risk-control resources for technology clients. Ask whether the Travelers cyber services attach to your selected coverage and what CNA resources are included; neither service description establishes that a technology E&O-only policy includes breach response. [3] [8]

What Should You Confirm in CNA and Travelers Tech E&O Insurance Quotes?

Which Travelers agreements and cyber services are actually selected in the quote? [3]
Does CNA include privacy or breach-response coverage in the E&O form, or require separate cyber? [9]

Areas of coverage

CNA

eligibility: CNA describes Technology E&O for technology businesses. Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US specialty commercial liability Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control.company-reportedSource ↗
coverage: CNA says its technology E&O addresses contractual requirements and seeks to reduce coverage gaps. Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US specialty commercial liability Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control.company-reportedSource ↗
services: CNA identifies responsive claims support and privacy/data-protection risk-control resources for technology clients. Entity: CNA brand; issuing CNA subsidiary may vary by product/state Product: United States commercial insurance Jurisdiction: United States Research source scope: US specialty commercial liability Claim limitation: Company-reported; policy wording, underwriting and jurisdiction-specific availability control.company-reportedSource ↗

Travelers

role: Travelers underwrites technology E&O as one of the selectable insuring agreements inside its CyberRisk Tech policy, not as a separate standalone policy form; a buyer chooses E&O protection, cyber protection, or both within the same product. Technology and CyberRisk Tech product pages, as read on 2026-09-23.company-reportedSource ↗Source ↗
eligibility: Travelers markets CyberRisk Tech technology E&O to technology and life-sciences companies, describing the audience as ranging from startups to established industry leaders whose software products or technology services could be the subject of a client claim. Technology-page FAQ and the cyber-for-technology product page.company-reportedSource ↗Source ↗
coverage: Travelers says the technology E&O insuring agreement helps cover the costs a company incurs from allegations of errors, omissions or negligent acts in performing its services, giving as an example a customer claiming lost revenue from an error in a software product or technology service. Technology-page FAQ answer on technology E&O; exclusions, retentions and defense-cost treatment are not detailed on this page.company-reportedSource ↗
coverage: Travelers distinguishes technology E&O from the rest of CyberRisk Tech, which separately includes breach response, cybercrime and business-loss coverages; a buyer can select E&O coverage without also buying the cyber-specific insuring agreements. Cyber-for-technology product page; the exact combinations available depend on underwriting and state.company-reportedSource ↗
limits: The reviewed pages do not publish limit or retention amounts for the technology E&O insuring agreement specifically. Technology and cyber-for-technology pages as read on 2026-09-23.not-disclosedSource ↗Source ↗
services: Travelers says CyberRisk Tech policyholders with cyber coverage get access to Cyber Risk Services, including a 24/7 Cyber Risk Dashboard and threat monitoring, but the cyber-for-technology page states availability of these services depends on policy eligibility and lists them under cyber coverage rather than as a benefit tied specifically to the technology E&O agreement. Cyber Risk Services description; scope is broader cyber coverage, not confirmed as an E&O-specific benefit.company-reportedSource ↗
application: Travelers tells technology buyers to consult their insurance agent or a Travelers representative about CyberRisk Tech coverage; the reviewed pages do not describe a self-service quote path for technology E&O. Cyber-for-technology page CTA.company-reportedSource ↗