What Are the Key Differences Between CNA and The Hartford Tech E&O Insurance?
FailSafe coverage categories and CNA contractual purpose
The Hartford lists errors and omissions, security, data privacy and network security, personal injury, intellectual property and media liability within FailSafe Technology E&O. CNA describes Technology E&O for contractual requirements and says it seeks to reduce gaps, but the reviewed claim does not enumerate the same categories. If you need privacy, security or media protection alongside professional liability, ask CNA which separate modules are required and compare the Hartford schedule to the actual CNA forms. [3] [7]
Separating Tech E&O from cyber and service support
The Hartford distinguishes FailSafe’s product and service failures from its separate cyber coverage for attacks and data leaks. CNA identifies privacy and data-protection risk-control resources for technology clients, without defining how its policy divides those triggers. These functions should not be conflated: a risk-control service is not itself an insurance grant. Ask for each form’s treatment of customer financial loss, network events, defense costs and any included cyber coverage. [3] [7]