What Are the Key Differences Between CNA and Gallagher Tech E&O Insurance?
Brokered combined policy and carrier offering
Gallagher’s technology practice places coverage with outside carriers and describes one policy combining professional-service errors and omissions with cyber risks such as breaches, ransomware and privacy violations. CNA markets Technology E&O for contractual requirements and names dedicated claims and risk-control support. If your goal is integrated E&O and cyber, request the Gallagher form and compare its combined policy schedule with the CNA option; CNA’s record does not establish whether its tech product includes cyber. [3] [4]
Client-facing technology services
Gallagher says its technology clients can use Drive analytics, Go self-service, STEP training, Submit submission tracking and Verify certificate management. CNA instead identifies privacy/data-protection risk-control resources and responsive claims support. These service descriptions address different operating needs: insurance administration and training versus line-linked risk control and claims. Ask which Gallagher tools are included for your account and whether CNA’s resources are available before a claim or only as part of loss response. [3] [4]
