What Are the Key Differences Between CNA and Coalition Tech E&O Insurance?
Standalone eligibility and cyber bundling
CNA markets Technology E&O for technology businesses and says it is intended to support contractual requirements. Coalition sells Tech E&O only alongside its own Active Cyber Insurance through appointed brokers. That packaging difference matters if you already carry cyber coverage elsewhere or want to buy only professional liability: ask CNA what form can be placed, and ask Coalition whether its required cyber combination fits your current program. [3] [5]
Risk controls and claims handling
Coalition includes Control monitoring for attack surfaces, vendors and zero-day alerts, and says one in-house team handles both Tech E&O and cyber claims. CNA describes dedicated claims support and privacy/data-protection risk-control resources, but not those named monitoring tools. If you need pre-incident security monitoring, compare the exact included services; if a customer alleges a failed implementation, ask how each claims team coordinates with the insurer and technology specialists. [3] [5]