What Are the Key Differences Between CFC and Gallagher Tech E&O Insurance?
Insurer Package With $10 Million Limits vs Broker Placement
CFC underwrites a packaged Technology policy with a published $10 million maximum across E&O, media and cyber. Gallagher’s technology practice places tech E&O with outside insurers it doesn’t name and publishes no limits, retentions or premiums. Choose CFC if you want a known form, published capacity and incident response built in; choose Gallagher if you want a broker handling several lines across a larger tech or telecom program. [5] [3] [7]
Contract and IP Named on the Form vs E&O Plus Cyber
Both combine professional E&O with cyber in one policy. CFC also names breach-of-contract and IP/media liability in the same package. If a customer contract dispute or IP claim is a real risk, CFC documents that cover; with Gallagher, ask. [7] [3]
Incident Response on the Policy vs Broker Tools
CFC provides incident response at a $0 deductible and a scanning app with the policy. Gallagher offers broker tools, including Drive analytics, a Go portal, STEP training, Submit tracking and Verify certificates. CFC helps you in a breach; Gallagher helps you manage your insurance program. [3] [7]