Berkshire Hathaway Specialty Insurance vs Marsh: Technology E&O Insurance

Marsh treats Tech E&O as a professional liability specialty and builds data-center programs combining it with property and casualty. Berkshire Hathaway Specialty Insurance lists a distinct Technology E&O product for IT staffing and software developers.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-10-01

What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Marsh Tech E&O Insurance?

Specialized Programs for Data Centers

Marsh treats Tech E&O as a professional-liability specialty and says off-the-shelf policies may leave gaps for data centers, for which it designs programs combining E&O with property and casualty. Berkshire Hathaway Specialty Insurance names Technology E&O as a product and lists software development, systems integration, IT staffing and training as targets. A data-center buyer should compare Marsh’s program design against the actual Berkshire Hathaway Specialty Insurance wording for concentrated infrastructure exposures. [6] [3]

Target Classes and Placement

Berkshire Hathaway Specialty Insurance marks technology consulting, telecom consulting and managed service providers as select accounts; Marsh names technology among the industries its E&O team serves. The records differ in detail: Berkshire Hathaway Specialty Insurance publishes a target-class screen, while Marsh describes an industry practice and data-center program need. Ask Marsh which markets and forms support the program and Berkshire Hathaway Specialty Insurance whether the account requires select review. [7] [3]

What Should You Confirm in Berkshire Hathaway Specialty Insurance and Marsh Tech E&O Insurance Quotes?

  • For a data center, which property, casualty and E&O forms would Marsh combine, and where are the attachment and shared limits? [6]
  • Does Berkshire Hathaway Specialty Insurance accept your technology services as a standard class, and can it address data-center concentration in the form? [3]

Marsh describes bespoke multi-line programs for data centers because standard Tech E&O can leave gaps; Berkshire Hathaway Specialty Insurance names Technology E&O and lists specific target and select services.

Sources reviewed

  1. 01
    Chubb DigiTech Enterprise Risk Management Policy — Technology E&O, Cyber and Privacy Short Form Application

    ACE American Insurance Company / Chubb · Claims-made notice p.1; §2 Nature of Operations product/service schedule pp.2–3; §7 Technology E&O pp.4–5; §9–10 current and desired coverage pp.5–6 · accessed 2026-09-16

  2. 02
    Professional First Architects, Engineers and Consultants Professional Liability

    Berkshire Hathaway Specialty Insurance · Product Highlights: professional/pollution liability; media, technology and cyber/network security/privacy liability; direct breach/extortion expenses; risk services; primary/excess and project-specific product availability; target professions, lines 6–29. Its combined-form technology feature is not itself a standalone Tech E&O statement. · accessed 2026-09-28

  3. 03
    Professional First Professional Liability Overview

    Berkshire Hathaway Specialty Insurance · PDF pp.1–2: claims group and reporting; primary blended E&O/Cyber and stand-alone Cyber forms; line capacity statement; named Lawyers PL, Technology E&O, Miscellaneous PL, Media Liability, Network Security & Privacy; named technology-services target types and selection categories; dated 2026-06-03-A. Group capacity not a line policy limit. Source version: 2026-06-03-A. · accessed 2026-09-28

  4. 04
    DigiTech Enterprise Risk Management

    Chubb · Coverage Synopsis > Third-Party Liability Coverage > Technology Errors and Omissions; Cyber, Privacy and Network Security Liability; footer product-summary disclaimer · accessed 2026-09-16

  5. 05
    Insurance and Bonding Guidelines

    Georgia Department of Administrative Services · Professional Liability / Errors and Omissions p.6; Technology Errors & Omissions (Cyber Liability) §9 pp.7–8 · accessed 2026-09-16

  6. 06
    Data center insurance and risk management

    Marsh · Closing the gaps in conventional coverage: off-the-shelf property, casualty, and technology errors and omissions policies were not built for the scale, density, and aggregation of modern data centers · accessed 2026-09-23

  7. 07
    Professional liability

    Marsh · What We Offer: specialized industries served, including Technology · accessed 2026-09-23

  8. 08
    Glossary of Insurance Terms

    National Association of Insurance Commissioners · Professional Errors and Omissions Liability; Errors and Omissions Liability | Professional Liability other than Medical · accessed 2026-09-16

  9. 09
    Appendix J – Contractor’s Insurance Requirements, Information Technology Umbrella Contract – Manufacturer Based (Statewide)

    New York State Office of General Services · §4 Technology Errors and Omissions, printed p.6 / PDF p.6; claims-made tail note · accessed 2026-09-16

  10. 10
    Technology Errors and Omissions Insurance

    The Hartford · What Is Technology Errors and Omissions Insurance?; differences between cyber liability and errors and omissions; How Technology Errors and Omissions Insurance Works With Contracts · accessed 2026-09-16

  11. 11
    Cyber Risk for Technology Companies

    Travelers · CyberRisk Tech coverage includes… technology errors and omissions; businesses can choose cyber protection, E&O protection or both; E&O coverage helps address… errors, omissions or negligent acts in the performance of its services · accessed 2026-09-16

Areas of coverage

Berkshire Hathaway Specialty Insurance

  • coverage: BHSI’s U.S. Professional First overview names Technology E&O as a distinct product offering. Named U.S. product in dated overview; terms, form and current transaction availability are not provided by the catalogue listing.company-reportedSource ↗
  • eligibility: The Professional First overview identifies IT training, IT staffing, internet service providers, software design and development, and system integration as Technology Services E&O target customers. Target classes in the U.S. overview dated 2026-06-03-A; does not make technology consulting, telecommunications consulting or managed-service-provider risks ordinary targets.company-reportedSource ↗
  • eligibility: The same overview separates technology consulting, telecommunications consulting services and managed service providers as select customers. U.S. selection qualification applies; no general eligibility inference.company-reportedSource ↗
  • services: The Professional First overview describes an in-house claims group integrated with underwriting and streamlined claim reporting for its professional-line portfolio. Portfolio-level company-reported service, not technology-specific outcomes or an individual-policy claim promise.company-reportedSource ↗

Marsh

  • role: Marsh treats technology errors and omissions (tech E&O) as one of its financial and professional liability specialties, with dedicated attention to the technology industry, and separately names it as a building block within its data-center insurance programs. Marsh professional liability page and data-center insurance page.company-reportedSource ↗Source ↗
  • eligibility: Marsh names technology among the specialized industries its professional liability (E&O) experts serve, alongside banking, insurance and asset management, media and healthcare. Marsh professional liability page, What We Offer section.company-reportedSource ↗
  • coverage: Marsh says off-the-shelf technology E&O policies were not built for the scale and concentration of modern data centers and can leave gaps. It designs data center programs that combine technology E&O with property, casualty and other lines. Data center insurance page, Closing the gaps in conventional coverage section; describes a gap in standard tech E&O for one customer segment (data centers), not the general product.company-reportedSource ↗
  • insurer: The reviewed pages do not name a specific technology E&O insurer. Marsh professional liability and data-center insurance pages as read on 2026-09-23.not-disclosedSource ↗Source ↗

Ask Kearny Risk to help relate this comparison to your services and contracts.

Contact Kearny Risk