Hub International vs Newfront: Representations and Warranties Insurance

A deal team seeking to negotiate deal-specific R&W terms can start through a HUB International broker; Newfront routes prospects to its Private Equity and Transaction Advisory Group for a consultation about company details and needs.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-09-25

HUB pitches R&W as a way to cut escrow and strengthen your bid, and can add litigation-buyout and tax indemnification cover. Newfront's transaction group works as an extension of your deal team, using due-diligence staff and data analytics to find risks and savings during the deal.

What Are the Key Differences Between HUB International and Newfront Representations and Warranties Insurance?

Escrow Reduction vs a Broker Embedded in the Deal Team

Both broker R&W. HUB explains the product as cover for the seller's guarantees in a sale agreement that can reduce or eliminate escrow, and sends you to a broker who negotiates deal-specific terms. Newfront says its group works as an extension of your deal team, with due-diligence professionals and data analytics that identify risks, fixes and cost savings during the deal; you start with a consultation. Choose HUB if your priority is freeing up escrow or winning an auction; choose Newfront if you're a PE firm that wants the broker inside diligence. [4] [6] [5]

Litigation Buyout and Tax Indemnification vs Tax and Contingent-Liability Cover

HUB lists litigation-buyout insurance for a seller's pending lawsuits and tax indemnification for a past, pending or future transaction. Newfront places tax insurance and contingent-liability insurance for hard-to-place transaction risks. Both can handle a known problem outside R&W; ask which product fits yours. Neither publishes deal-size or industry limits. [4] [6]

What Should You Confirm in HUB International and Newfront Representations and Warranties Insurance Quotes?

  • Ask HUB how the policy supports a lower escrow and whether tax indemnification is included. [4]
  • Ask Newfront which insurers it will approach and how its diligence feeds the submission. [6]
  • If there's a known lawsuit, ask whether Newfront's contingent-liability cover and HUB's litigation buyout would address it. [4] [6]
  • Get limits, retentions and the insurer's name from both; neither page names one. [4] [6]

Areas of coverage

HUB International

  • role: HUB brokers representations and warranties insurance as part of its mergers and acquisitions (transactional risk) practice, rather than underwriting the policy itself. M&A insurance product page as read 2026-09-23; the page does not name an issuing insurer.company-reportedSource ↗
  • coverage: HUB describes representations and warranties insurance as covering the contractual guarantees a seller makes in a sale agreement, protecting a buyer against the guarantees turning out to be untrue, and says it can reduce or eliminate escrow requirements and support more competitive bidding. Product-page description of representations and warranties coverage; the issued policy and its exclusions control an actual claim.company-reportedSource ↗
  • coverage: HUB's M&A practice also offers litigation buyout (contingent risk) insurance for pending litigation a seller faces, and tax indemnification insurance for the tax treatment of a historical, pending or future transaction, alongside representations and warranties coverage. Product-page description of related transactional risk products.company-reportedSource ↗
  • eligibility: The M&A insurance page frames this coverage around buyers and sellers in a business sale but does not publish deal-size thresholds, industries served, or other eligibility criteria. Checked the M&A insurance page on 2026-09-23.not-foundSource ↗
  • insurer: The M&A insurance page does not name an issuing insurer; HUB places representations and warranties coverage with insurers that vary by transaction. Checked the M&A insurance page on 2026-09-23; no carrier is disclosed there.not-foundSource ↗
  • application: HUB directs you to a broker; the page describes negotiating deal-specific coverage rather than a self-serve quote. Product-page call to action as read 2026-09-23.company-reportedSource ↗

Newfront

  • role: Newfront places representations and warranties (R&W) insurance through its Private Equity & Transaction Advisory Group, which it describes as operating as "an extension of your deal-team" during M&A transactions. Newfront brokers R&W coverage; it does not underwrite it. Mergers & Acquisitions page's Transaction liability paragraph.company-reportedSource ↗
  • eligibility: Newfront markets R&W insurance to clients executing mergers and acquisitions, working alongside private-equity deal teams; the reviewed page does not set a minimum deal size or industry restriction. Mergers & Acquisitions page; a practice-wide description, not a stated R&W-specific eligibility threshold.company-reportedSource ↗
  • coverage: Newfront describes R&W insurance as protecting clients "across unknown risks" arising from a transaction, distinguishing it from the tax insurance and contingent-liability insurance the same team also places for "hard-to-place transaction risks." The reviewed page does not describe R&W policy exclusions, retention structure or claims-made terms. Mergers & Acquisitions page's Transaction liability paragraph; general description, not a policy form summary.company-reportedSource ↗
  • insurer: Newfront says it has relationships with transaction liability insurers but does not name an R&W carrier. As a broker, the insurer varies by deal. Mergers & Acquisitions page's Subject matter expertise section.not-disclosedSource ↗
  • limits: Published limits, retentions or premium rates for R&W coverage were not found on the reviewed page. Mergers & Acquisitions page as read on 2026-09-23; limits and pricing are deal-specific for broker placements.not-disclosedSource ↗
  • services: Newfront says its due-diligence professionals "operate on deal-time identifying key risk exposures, mitigation solutions, and cost-savings opportunities," and that its technology and data-analytics capabilities support the M&A insurance team's work, including transaction-liability placement. Mergers & Acquisitions page's Due diligence and Technology & data-driven results sections; describes the M&A practice generally, not R&W-exclusive services.company-reportedSource ↗
  • application: You engage Newfront's Private Equity & Transaction Advisory Group for R&W placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. General consultation intake, not an R&W-specific application path.company-reportedSource ↗

Sources reviewed

  1. 01
    Mergers & Acquisitions

    Beazley · Product overview: buyer and seller protection for inaccuracies in representations or warranties · accessed 2026-09-16

  2. 02
    Transaction liability insurance | Representation and indemnities insurance

    CFC · What are representations and warranties?; Who should buy representation and warranty insurance?; Available to buyers & sellers; Limited seller security; Is transaction liability insurance available to sellers · accessed 2026-09-16

  3. 03
    Transactional Risk Insurance

    Coverdash · Transactional risk insurance; representations and warranties coverage; buy-side policies; tax and contingent liability products · accessed 2026-09-16

  4. 04
    Mergers & Acquisitions (M&A) Insurance Broker

    HUB International · M&A/Transactional Risk Insurance overview; Representations & Warranties Insurance section; Litigation Buyout Insurance section; Tax Indemnification Insurance section; Connect With a Broker · accessed 2026-09-23

  5. 05
    Get Started Today

    Newfront · Consultation form: schedule a consultation to see how Newfront can reduce your risk · accessed 2026-09-23

  6. 06
    Mergers & Acquisitions

    Newfront · Transaction liability: "Our deep expertise across R&W insurance, Tax insurance, and Contingent Liability insurance provides significant protection for clients across unknown risks"; Due diligence; Subject matter expertise; Leadership: Ted Dobos · accessed 2026-09-23

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