What Are the Key Differences Between Gallagher and USI Insurance Services Representations and Warranties Insurance?
Deal-Focused Attorneys vs Diligence Plus Post-Close Servicing
Both are brokers. Gallagher's Executive and Financial Risk practice provides analysis, custom policy forms and pre-transaction diligence for buyers and sellers, with dedicated attorneys on M&A placements from start to finish. USI's Private Equity practice lists R&W as a solution for uninsured risk, reviews the offering memorandum and purchase agreement for red flags and pre-closing liabilities, then keeps a local team running the acquired company's insurance and benefits, with benchmarking and total-cost-of-risk analysis. Choose Gallagher if the deal itself is complex or a SPAC; choose USI if you are a PE buyer who wants the same broker to run the portfolio company's insurance after closing. [4] [5]
How You Start
Contact Gallagher's executive-risk practice. USI directs inquiries to a published private-equity inbox or a local office. Neither names the R&W insurer or publishes limits. [4] [5]
What Should You Confirm in Gallagher and USI Insurance Services Representations and Warranties Insurance Quotes?
- Ask Gallagher whether its SPAC D&O bundle applies and which custom form the insurer is using. [4]
- Ask USI how its deal-document review feeds the R&W submission. [5]
- Ask USI whether post-close servicing of the target is part of the same engagement. [5]
- Get the issuing insurer, limit and retention from both. [4] [5]