Corgi vs Usi: Representations and Warranties Insurance

Corgi offers buyer- or seller-side R&W with a quoted timeline of 1–14 days; USI Insurance Services brokers for private-equity deal teams and reviews offering and purchase agreements to flag risks before closing.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-09-29

What Are the Key Differences Between Corgi and USI Insurance Services Representations and Warranties Insurance?

A Quoted Specialty Product vs Private-Equity Deal Support

Corgi lists R&W as a specialty coverage for M&A buyers or sellers and quotes it in 1 to 14 days, outside its instant online flow. USI's Private Equity practice is a broker that places R&W as part of deal support from letter of intent through exit; you reach it through a practice inbox or local office, with no published timeline. Neither names the insurer. Choose Corgi if you're a startup doing a smaller deal and want a stated turnaround; choose USI if you're a private-equity buyer who wants deal-document review and ongoing service for the company you acquire. [5] [3] [7]

Deal-Document Review and Post-Close Service vs None Described

USI says it reviews the offering memorandum and purchase-and-sale agreement to flag red flags and define pre-closing liabilities. After closing, a local USI team oversees the target's insurance and benefits, with benchmarking and total-cost-of-risk analysis. Corgi doesn't describe either service for this line. [7] [5]

What Should You Confirm in Corgi and USI Insurance Services Representations and Warranties Insurance Quotes?

  • Ask both which insurer would issue the R&W policy. [7] [4]
  • Ask USI how its comments on your deal documents reach the underwriter. [7]
  • If you have a signing deadline, ask USI for a turnaround to compare with Corgi's 1 to 14 days. [3] [7]
  • Get limits and retentions from both, and ask who will service the target's other policies after closing. [5] [7]

Corgi quotes R&W for M&A buyers or sellers in 1 to 14 days as a specialty add-on; USI's Private Equity practice reviews your offering memorandum and purchase agreement before placing R&W, then keeps a local team on the acquired company's insurance after closing.

Sources reviewed

  1. 01
    Mergers & Acquisitions

    Beazley · Product overview: buyer and seller protection for inaccuracies in representations or warranties · accessed 2026-09-16

  2. 02
    Transaction liability insurance | Representation and indemnities insurance

    CFC · What are representations and warranties?; Who should buy representation and warranty insurance?; Available to buyers & sellers; Limited seller security; Is transaction liability insurance available to sellers · accessed 2026-09-16

  3. 03
    Corgi Insurance: Startup Insurance, Quoted in Minutes

    Corgi Insurance · Explore Our Main Policies list: "1-14 days turnaround Representations and Warranties" card, same coverage description as the startup-insurance page · accessed 2026-09-23

  4. 04
    Disclaimers & Licensing

    Corgi Insurance · Carrier Financial Strength; How Insurance Is Provided Through Corgi; Specialty Insurance Carrier and Underwriting Disclosures · accessed 2026-09-23

  5. 05
    Startup Insurance | Corgi Insurance

    Corgi Insurance · Specialized Coverages section: "1-14 days turnaround R&W (Representations & Warranties Insurance) — Protects buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in purchase agreements." · accessed 2026-09-23

  6. 06
    Transactional Risk Insurance

    Coverdash · Transactional risk insurance; representations and warranties coverage; buy-side policies; tax and contingent liability products · accessed 2026-09-16

  7. 07
    Private Equity

    USI Insurance Services · Optimizing Risk from Letter of Intent to Exit; As part of our thorough insurance due diligence, we carefully review the offering memorandum and the purchase-and-sale agreement...; USI's Private Equity Practice offers comprehensive solutions and services, including:...Representations and Warranties Insurance Solutions for Uninsured Risk... · accessed 2026-09-23

Areas of coverage

Corgi

  • role: Corgi lists Representations and Warranties insurance as a specialty coverage quoted with a 1-14 day turnaround, not through its instant online quote flow used for CGL, D&O, Tech E&O, and its other core policies. Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated product page was found; direct URL guesses (/representations-and-warranties, /representations-warranties) returned 404s.company-reportedSource ↗Source ↗
  • coverage: Corgi describes the product as protecting buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in a purchase agreement. One-sentence catalog description; no policy form, insuring agreement, exclusion, retention, or underwriting-diligence requirement is published for this line.company-reportedSource ↗Source ↗
  • eligibility: Corgi targets this product at businesses on either side of an M&A transaction (buyer or seller), which is a narrower, transaction-triggered audience than its startup-lifecycle packages built around CGL, D&O, Tech E&O, and Cyber. Catalog description; no deal-size, industry, or state restrictions are published for this line.company-reportedSource ↗Source ↗
  • insurer: No page names the carrier that issues Representations and Warranties coverage. Corgi's general disclosures say coverage may be underwritten by affiliated carriers, including Technology Risk Retention Group, or by third-party partner carriers depending on product, jurisdiction, and risk profile, without identifying which applies to this line. Disclaimers page general underwriting disclosure, checked for a line-specific statement and finding none as of 2026-09-23.not-disclosedSource ↗
  • limits: No limit, retention, or illustrative policy structure is published for Representations and Warranties, unlike Corgi's Tech E&O and Umbrella pages, which show example limits. Reviewed pages as of 2026-09-23; limits would appear on an actual quote.not-disclosedSource ↗Source ↗
  • application: Representations and Warranties sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. Homepage and startup-insurance page policy-card labeling.company-reportedSource ↗Source ↗
  • services: The reviewed pages do not describe due-diligence support, deal-team access, or other transaction-specific services tied to this line. Homepage and startup-insurance page as read on 2026-09-23.not-foundSource ↗Source ↗

USI Insurance Services

  • role: USI brokers representations and warranties (R&W) insurance as part of its Private Equity practice's deal-support services; it does not underwrite the policy itself. Private Equity practice page.company-reportedSource ↗
  • insurer: The Private Equity page does not name the insurer USI uses for R&W placements. Page as read on 2026-09-23.not-disclosedSource ↗
  • eligibility: USI markets this practice to private equity buyers and sellers working with financial or strategic buyers throughout a merger or acquisition process, not to a general commercial buyer outside a deal context. Company description of the practice's audience.company-reportedSource ↗
  • coverage: USI lists "Representations and Warranties Insurance Solutions for Uninsured Risk" among its Private Equity practice's offerings, in the context of reviewing the offering memorandum and purchase-and-sale agreement to identify pre-closing liabilities. Single catalogue line on the practice page; actual insuring agreements, exclusions and the underwriting review process are set by the R&W insurer and the deal's own diligence.company-reportedSource ↗
  • limits: The page does not publish limit or retention figures for R&W placements. Page as read on 2026-09-23.not-disclosedSource ↗
  • services: USI says it reviews the offering memorandum and purchase-and-sale agreement to flag red flags, helps define pre-closing liabilities, and maintains a local service team overseeing the target company's insurance and benefits programs after close, alongside benchmarking and total-cost-of-risk analysis. Company description of the deal-support process; R&W insurance is one of several services listed alongside these.company-reportedSource ↗
  • application: USI directs private equity and M&A inquiries to pcinquiries@usi.com or a local USI office. Contact instructions on the Private Equity practice page.company-reportedSource ↗

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