Corgi vs Gallagher: Representations and Warranties Insurance

Corgi lists R&W as specialty coverage quoted in 1–14 days; Gallagher places it with outside carriers and markets it to SPACs, bundled with D&O coverage across the IPO and de-SPAC process.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-09-29

What Are the Key Differences Between Corgi and Gallagher Representations and Warranties Insurance?

Attorney-Led Placement vs a 1–14 Day Specialty Quote

Gallagher places R&W with outside insurers, and several dedicated attorneys handle M&A placements from start to finish, including analysis, custom policy forms and pre-transaction diligence. Corgi groups R&W with policies quoted in 1–14 days, separate from its self-serve online application. Choose Gallagher if your deal needs negotiated wording, tax cover or a SPAC structure; choose Corgi if you're a startup already insured with Corgi and want a quote on a straightforward deal. [3] [7]

SPAC Work and Tax Cover

Gallagher markets R&W to SPACs bundled with D&O across the IPO and de-SPAC, and delivers R&W and tax-mitigation cover for buyers and sellers. Corgi doesn't mention SPACs, D&O bundling, custom forms or tax cover alongside R&W. [7] [5]

Insurer and Limits

Neither names the insurer that issues the policy, and neither publishes R&W limits or retentions. [4] [7]

What Should You Confirm in Corgi and Gallagher Representations and Warranties Insurance Quotes?

  • Ask both which insurer will issue your policy. [7] [4]
  • For a SPAC deal, ask Gallagher how R&W sits with your D&O. [7]
  • Ask Corgi whether it negotiates policy wording or offers a standard form. [7] [3]
  • Get the limit, retention and any tax-cover layer in writing. [7] [5]

Areas of coverage

Corgi

  • role: Corgi lists Representations and Warranties insurance as a specialty coverage quoted with a 1-14 day turnaround, not through its instant online quote flow used for CGL, D&O, Tech E&O, and its other core policies. Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated product page was found; direct URL guesses (/representations-and-warranties, /representations-warranties) returned 404s.company-reportedSource ↗Source ↗
  • coverage: Corgi describes the product as protecting buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in a purchase agreement. One-sentence catalog description; no policy form, insuring agreement, exclusion, retention, or underwriting-diligence requirement is published for this line.company-reportedSource ↗Source ↗
  • eligibility: Corgi targets this product at businesses on either side of an M&A transaction (buyer or seller), which is a narrower, transaction-triggered audience than its startup-lifecycle packages built around CGL, D&O, Tech E&O, and Cyber. Catalog description; no deal-size, industry, or state restrictions are published for this line.company-reportedSource ↗Source ↗
  • insurer: No page names the carrier that issues Representations and Warranties coverage. Corgi's general disclosures say coverage may be underwritten by affiliated carriers, including Technology Risk Retention Group, or by third-party partner carriers depending on product, jurisdiction, and risk profile, without identifying which applies to this line. Disclaimers page general underwriting disclosure, checked for a line-specific statement and finding none as of 2026-09-23.not-disclosedSource ↗
  • limits: No limit, retention, or illustrative policy structure is published for Representations and Warranties, unlike Corgi's Tech E&O and Umbrella pages, which show example limits. Reviewed pages as of 2026-09-23; limits would appear on an actual quote.not-disclosedSource ↗Source ↗
  • application: Representations and Warranties sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. Homepage and startup-insurance page policy-card labeling.company-reportedSource ↗Source ↗
  • services: The reviewed pages do not describe due-diligence support, deal-team access, or other transaction-specific services tied to this line. Homepage and startup-insurance page as read on 2026-09-23.not-foundSource ↗Source ↗

Gallagher

  • role: Gallagher's Executive and Financial Risk practice places representations and warranties (R&W) insurance for mergers and acquisitions with outside carriers; it does not underwrite the policy. Group-level executive-and-financial-risk practice page.company-reportedSource ↗
  • coverage: Gallagher describes providing analysis, custom policy forms and pre-transaction diligence to select markets and deliver R&W and tax-mitigation coverage for both buyers and sellers in M&A deals. Group-level executive-and-financial-risk practice page; a service description, not a specific policy's insuring agreement or exclusions.company-reportedSource ↗
  • eligibility: Gallagher also markets R&W insurance specifically to special-purpose acquisition companies (SPACs), bundling it with D&O coverage across the IPO and de-SPAC process for the business combination. Group-level executive-and-financial-risk practice page, SPAC subsection.company-reportedSource ↗
  • services: Gallagher says it has several dedicated attorneys who assist with M&A transactional insurance placements, including R&W, from start to finish. Group-level executive-and-financial-risk practice page.company-reportedSource ↗
  • insurer: The executive-and-financial-risk page does not name the insurer that would issue a given transaction's R&W policy. Checked the group-level executive-and-financial-risk practice page.not-disclosedSource ↗
  • limits: The page does not publish specific R&W limits, retentions or premium ranges. Checked the group-level executive-and-financial-risk practice page.not-disclosedSource ↗

Gallagher puts dedicated attorneys on your deal to draft custom R&W forms and run pre-deal diligence, and bundles R&W with D&O for SPAC transactions. Corgi quotes R&W in 1–14 days for buyers or sellers, outside its instant online quotes, with no published terms.

Sources reviewed

  1. 01
    Mergers & Acquisitions

    Beazley · Product overview: buyer and seller protection for inaccuracies in representations or warranties · accessed 2026-09-16

  2. 02
    Transaction liability insurance | Representation and indemnities insurance

    CFC · What are representations and warranties?; Who should buy representation and warranty insurance?; Available to buyers & sellers; Limited seller security; Is transaction liability insurance available to sellers · accessed 2026-09-16

  3. 03
    Corgi Insurance: Startup Insurance, Quoted in Minutes

    Corgi Insurance · Explore Our Main Policies list: "1-14 days turnaround Representations and Warranties" card, same coverage description as the startup-insurance page · accessed 2026-09-23

  4. 04
    Disclaimers & Licensing

    Corgi Insurance · Carrier Financial Strength; How Insurance Is Provided Through Corgi; Specialty Insurance Carrier and Underwriting Disclosures · accessed 2026-09-23

  5. 05
    Startup Insurance | Corgi Insurance

    Corgi Insurance · Specialized Coverages section: "1-14 days turnaround R&W (Representations & Warranties Insurance) — Protects buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in purchase agreements." · accessed 2026-09-23

  6. 06
    Transactional Risk Insurance

    Coverdash · Transactional risk insurance; representations and warranties coverage; buy-side policies; tax and contingent liability products · accessed 2026-09-16

  7. 07
    Executive and Financial Risk Insurance

    Gallagher · M&A Transactional Insurance, including Representations and Warranties and Tax Mitigation Insurance section; Special-Purpose Acquisition Companies (SPACs) section · accessed 2026-09-23

Ask Kearny Risk to help relate this comparison to your services and contracts.

Contact Kearny Risk