Chubb vs Newfront: Representations and Warranties Insurance

Chubb underwrites R&W policies for buyers and sellers; Newfront brokers coverage through its Private Equity and Transaction Advisory group, with deal-time diligence and analytics support.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-09-25

What Are the Key Differences Between Chubb and Newfront Representations and Warranties Insurance?

Direct Insurer vs Broker Placing Related Deal Risks

Chubb underwrites R&W for buyers or sellers and lists it among specialty coverages for large US and Canadian multinationals; you request a quote from its transactional-risk team, usually via your broker. Newfront’s Private Equity & Transaction Advisory Group places R&W with insurers it doesn’t name and can also place tax insurance and contingent-liability insurance for hard-to-place risks. Choose Chubb if your broker wants a known insurer’s R&W form; choose Newfront if your deal also has tax or contingent exposures to insure. [4] [3] [7]

Detailed Buyer and Seller Terms vs Deal-Time Diligence

Chubb spells out what its R&W covers: unintentional and unknown breaches, defense costs above a retention, and separate benefits for buyers and sellers. Newfront starts with a consultation and says its diligence professionals work on deal time to spot exposures, mitigation and cost savings, using technology and data analytics. [4] [6] [7]

What Should You Confirm in Chubb and Newfront Representations and Warranties Insurance Quotes?

  • Ask Newfront which insurer would write your R&W. [7]
  • Ask Newfront whether tax or contingent-liability insurance should be placed on the same deal. [7]
  • Ask Chubb how its buyer-side cover handles the indemnity cap and survival period. [4]
  • Get limit, retention and premium from both; neither publishes them. [4] [7]

Chubb is the insurer, covering buyers or sellers for unknown breaches and extending buyer protection beyond the seller’s indemnity cap. Newfront is a broker that joins your deal team and can place tax and contingent-liability insurance on the same transaction.

Sources reviewed

  1. 01
    Mergers & Acquisitions

    Beazley · Product overview: buyer and seller protection for inaccuracies in representations or warranties · accessed 2026-09-16

  2. 02
    Transaction liability insurance | Representation and indemnities insurance

    CFC · What are representations and warranties?; Who should buy representation and warranty insurance?; Available to buyers & sellers; Limited seller security; Is transaction liability insurance available to sellers · accessed 2026-09-16

  3. 03
    Multinational Insurance Coverage and Solutions for Large Accounts

    Chubb · Specialty Coverage list: Representations & Warranties named among specialty coverages for large US and Canadian multinational companies · accessed 2026-09-23

  4. 04
    Representations and Warranties (R&W) Insurance

    Chubb · R&W Policy Highlights; Benefits of a Buyer-Side R&W Insurance Policy; Benefits of a Seller-Side R&W Insurance Policy · accessed 2026-09-23

  5. 05
    Transactional Risk Insurance

    Coverdash · Transactional risk insurance; representations and warranties coverage; buy-side policies; tax and contingent liability products · accessed 2026-09-16

  6. 06
    Get Started Today

    Newfront · Consultation form: schedule a consultation to see how Newfront can reduce your risk · accessed 2026-09-23

  7. 07
    Mergers & Acquisitions

    Newfront · Transaction liability: "Our deep expertise across R&W insurance, Tax insurance, and Contingent Liability insurance provides significant protection for clients across unknown risks"; Due diligence; Subject matter expertise; Leadership: Ted Dobos · accessed 2026-09-23

Areas of coverage

Chubb

  • role: Chubb underwrites representations and warranties (R&W) insurance directly, available to either buyers or sellers in an acquisition or merger transaction. R&W Insurance product page.company-reportedSource ↗
  • coverage: Chubb says the policy protects against financial losses, including defense costs, in excess of a retention, for certain unintentional and unknown breaches of the seller's representations and warranties made in the acquisition or merger agreement. R&W Insurance product page opening description and footnote.company-reportedSource ↗
  • coverage: For buyer-side policies, Chubb lists benefits including protection beyond the negotiated indemnity cap and survival limitations, protection against a seller's collectability or solvency risk, and support for distinguishing a bid in a competitive auction by requiring shorter survival periods and lower liability caps from the seller. Benefits of a Buyer-Side R&W Insurance Policy section.company-reportedSource ↗
  • coverage: For seller-side policies, Chubb says the coverage backstops negotiated indemnity obligations, which it calls a key benefit for private equity or venture capital funds at the end of their life cycle, and protects minority or passive sellers concerned about joint and several liability. Benefits of a Seller-Side R&W Insurance Policy section.company-reportedSource ↗
  • eligibility: Chubb's R&W product is part of its broader transactional risk suite serving large U.S. and Canadian multinational companies and their brokers; the reviewed pages do not state a minimum deal size for R&W specifically. Multinational large-accounts page Specialty Coverage list; R&W page does not itself state deal-size eligibility.company-reportedSource ↗
  • limits: The reviewed pages state that coverage applies in excess of a retention but do not publish specific limit, retention or premium figures; Chubb describes R&W policies as negotiated deal-by-deal. R&W Insurance product page as read on 2026-09-23.not-foundSource ↗
  • application: R&W insurance is placed through Chubb's transactional risk team working with the deal's buyer, seller and their brokers; the product page directs interested businesses to request a quote. R&W Insurance product page quote call-to-action.company-reportedSource ↗

Newfront

  • role: Newfront places representations and warranties (R&W) insurance through its Private Equity & Transaction Advisory Group, which it describes as operating as "an extension of your deal-team" during M&A transactions. Newfront brokers R&W coverage; it does not underwrite it. Mergers & Acquisitions page's Transaction liability paragraph.company-reportedSource ↗
  • eligibility: Newfront markets R&W insurance to clients executing mergers and acquisitions, working alongside private-equity deal teams; the reviewed page does not set a minimum deal size or industry restriction. Mergers & Acquisitions page; a practice-wide description, not a stated R&W-specific eligibility threshold.company-reportedSource ↗
  • coverage: Newfront describes R&W insurance as protecting clients "across unknown risks" arising from a transaction, distinguishing it from the tax insurance and contingent-liability insurance the same team also places for "hard-to-place transaction risks." The reviewed page does not describe R&W policy exclusions, retention structure or claims-made terms. Mergers & Acquisitions page's Transaction liability paragraph; general description, not a policy form summary.company-reportedSource ↗
  • insurer: Newfront says it has relationships with transaction liability insurers but does not name an R&W carrier. As a broker, the insurer varies by deal. Mergers & Acquisitions page's Subject matter expertise section.not-disclosedSource ↗
  • limits: Published limits, retentions or premium rates for R&W coverage were not found on the reviewed page. Mergers & Acquisitions page as read on 2026-09-23; limits and pricing are deal-specific for broker placements.not-disclosedSource ↗
  • services: Newfront says its due-diligence professionals "operate on deal-time identifying key risk exposures, mitigation solutions, and cost-savings opportunities," and that its technology and data-analytics capabilities support the M&A insurance team's work, including transaction-liability placement. Mergers & Acquisitions page's Due diligence and Technology & data-driven results sections; describes the M&A practice generally, not R&W-exclusive services.company-reportedSource ↗
  • application: You engage Newfront's Private Equity & Transaction Advisory Group for R&W placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. General consultation intake, not an R&W-specific application path.company-reportedSource ↗

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