Berkshire Hathaway Specialty Insurance vs Corgi: Representations and Warranties Insurance

Berkshire Hathaway Specialty Insurance lists R&W and portfolio capacity up to $25 million; Corgi lists buyer or seller M&A protection with a 1–14 day specialty quote route.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-10-01

Areas of coverage

Berkshire Hathaway Specialty Insurance

  • coverage: BHSI’s current U.S. Transactional Liability page and linked overview name Representations and Warranties Insurance as a product. Direct U.S. product listing; final coverage depends on transaction-specific contract terms.company-reportedSource ↗Source ↗
  • coverage: The U.S. overview describes R&W insurance as adding protection beyond negotiated caps and survival periods and as potentially reducing seller escrow. Company-reported transactional use cases; not a promise of clean exit, outcome or standardized policy response.company-reportedSource ↗
  • limits: The 2025 U.S. Transactional Liability overview states portfolio capacity up to $25 million and says premiums/retentions vary with transaction size and risks. Portfolio-wide underwriting capacity, not a guaranteed R&W limit or quote; document dated 2025-05-16-A.company-reportedSource ↗
  • eligibility: The current page lists manufacturing, financial institutions, technology, real estate, energy, healthcare and retail as transactional-liability target sectors. Portfolio target sectors, not R&W-only acceptability criteria.company-reportedSource ↗

Corgi

  • role: Corgi lists Representations and Warranties insurance as a specialty coverage quoted with a 1-14 day turnaround, not through its instant online quote flow used for CGL, D&O, Tech E&O, and its other core policies. Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated product page was found; direct URL guesses (/representations-and-warranties, /representations-warranties) returned 404s.company-reportedSource ↗Source ↗
  • coverage: Corgi describes the product as protecting buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in a purchase agreement. One-sentence catalog description; no policy form, insuring agreement, exclusion, retention, or underwriting-diligence requirement is published for this line.company-reportedSource ↗Source ↗
  • eligibility: Corgi targets this product at businesses on either side of an M&A transaction (buyer or seller), which is a narrower, transaction-triggered audience than its startup-lifecycle packages built around CGL, D&O, Tech E&O, and Cyber. Catalog description; no deal-size, industry, or state restrictions are published for this line.company-reportedSource ↗Source ↗
  • insurer: No page names the carrier that issues Representations and Warranties coverage. Corgi's general disclosures say coverage may be underwritten by affiliated carriers, including Technology Risk Retention Group, or by third-party partner carriers depending on product, jurisdiction, and risk profile, without identifying which applies to this line. Disclaimers page general underwriting disclosure, checked for a line-specific statement and finding none as of 2026-09-23.not-disclosedSource ↗
  • limits: No limit, retention, or illustrative policy structure is published for Representations and Warranties, unlike Corgi's Tech E&O and Umbrella pages, which show example limits. Reviewed pages as of 2026-09-23; limits would appear on an actual quote.not-disclosedSource ↗Source ↗
  • application: Representations and Warranties sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. Homepage and startup-insurance page policy-card labeling.company-reportedSource ↗Source ↗
  • services: The reviewed pages do not describe due-diligence support, deal-team access, or other transaction-specific services tied to this line. Homepage and startup-insurance page as read on 2026-09-23.not-foundSource ↗Source ↗

What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Corgi Representations and Warranties Insurance?

Transaction purpose and deal terms

Berkshire Hathaway Specialty Insurance says R&W can extend protection beyond negotiated caps and survival periods and may reduce seller escrow. Corgi describes coverage for buyers or sellers facing financial loss from breached sale-agreement representations and warranties. The useful comparison is how the deal team intends the policy to change the indemnity and escrow structure; Corgi’s general description does not specify the negotiation terms BHSI highlights. [3] [5]

Quote timing and route

Corgi groups R&W with specialty coverage quoted in 1–14 days rather than its instant online application for core policies. BHSI’s reviewed R&W material identifies a product and transaction sectors but does not publish a standard quote turnaround. If your transaction has a signing deadline, the documented Corgi range gives a planning reference; request a deal-specific timeline from both insurers before setting a diligence calendar. [5] [2]

What Should You Confirm in Berkshire Hathaway Specialty Insurance and Corgi Representations and Warranties Insurance Quotes?

  • Ask Corgi when its 1–14 day period starts and what diligence materials are required. [5]
  • Ask BHSI for the quote timetable, retention and premium for the transaction. [3]
  • Align buyer/seller protection, survival periods and escrow treatment with deal counsel. [3]

Berkshire Hathaway Specialty Insurance describes R&W’s role in indemnity and escrow, while Corgi says its specialty R&W quote takes 1–14 days rather than instant online quoting.

Sources reviewed

  1. 01
    Mergers & Acquisitions

    Beazley · Product overview: buyer and seller protection for inaccuracies in representations or warranties · accessed 2026-09-16

  2. 02
    Transactional Liability

    Berkshire Hathaway Specialty Insurance · Product Highlights list R&W, tax, contingent-liability and class-action-settlement insurance; Top Targets list manufacturing, financial institutions, technology, real estate, energy, healthcare and retail, lines 6–27. The target list is for the transactional-liability portfolio, not exclusive R&W eligibility. · accessed 2026-09-28

  3. 03
    Transactional Liability Overview

    Berkshire Hathaway Specialty Insurance · PDF pp.1–2: R&W, tax, contingent-liability, and class-action-settlement products; portfolio-wide primary/excess and up-to-$25m capacity; premiums/retentions vary by transaction/risk; portfolio appetite and in-house claims group; R&W buyer-use descriptions; dated 2025-05-16-A. Product-specific limits and final terms not stated. Source version: 2025-05-16-A. · accessed 2026-09-28

  4. 04
    Transaction liability insurance | Representation and indemnities insurance

    CFC · What are representations and warranties?; Who should buy representation and warranty insurance?; Available to buyers & sellers; Limited seller security; Is transaction liability insurance available to sellers · accessed 2026-09-16

  5. 05
    Corgi Insurance: Startup Insurance, Quoted in Minutes

    Corgi Insurance · Explore Our Main Policies list: "1-14 days turnaround Representations and Warranties" card, same coverage description as the startup-insurance page · accessed 2026-09-23

  6. 06
    Disclaimers & Licensing

    Corgi Insurance · Carrier Financial Strength; How Insurance Is Provided Through Corgi; Specialty Insurance Carrier and Underwriting Disclosures · accessed 2026-09-23

  7. 07
    Startup Insurance | Corgi Insurance

    Corgi Insurance · Specialized Coverages section: "1-14 days turnaround R&W (Representations & Warranties Insurance) — Protects buyers or sellers in M&A transactions against financial loss arising from breaches of representations and warranties in purchase agreements." · accessed 2026-09-23

  8. 08
    Transactional Risk Insurance

    Coverdash · Transactional risk insurance; representations and warranties coverage; buy-side policies; tax and contingent liability products · accessed 2026-09-16

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