What Are the Key Differences Between Beazley and Corgi Representations and Warranties Insurance?
Published Capacity vs a 1–14 Day Specialty Quote
Beazley writes M&A insurance directly, covering warranty breaches, adverse tax consequences and contingent liabilities, with limits up to $50 million. Corgi lists R&W as a specialty coverage quoted in 1–14 days, outside the instant-quote flow it uses for general liability, D&O and tech E&O. Choose Beazley if your deal needs a known limit, tax or contingent-liability cover, or crosses borders; choose Corgi if you're a startup already insured with Corgi and want to ask about R&W alongside your other policies. [1] [3] [5]
Policy Detail vs One Sentence
Beazley covers sellers against a buyer's breach claim and gives buyers first-party protection, across all 50 US states and more than 80 jurisdictions. Corgi's description is one sentence: it protects buyers or sellers against financial loss from breached representations in a purchase agreement, with no published form, retention or limit. [1] [3]
How You Reach Underwriting
Beazley names its underwriters and invites you to "Speak with an Underwriter." Corgi's general disclosures say coverage may be written by affiliated or partner insurers depending on product and state, without saying which applies to R&W. [1] [3] [4]
What Should You Confirm in Beazley and Corgi Representations and Warranties Insurance Quotes?
- Ask Beazley for the limit, retention and whether tax and contingent-liability cover are included. [1]
- Ask Corgi which insurer issues its R&W policy and whether Corgi is writing or brokering it. [4]
- Ask Corgi for limits, retention and due-diligence requirements. [5]
- Ask both whether the policy is buy-side or sell-side. [1] [3]