AIG vs Newfront: Representations and Warranties Insurance

AIG describes R&W policies with dedicated underwriting and claims support; Newfront brokers transaction coverage through a deal-focused advisory team that performs diligence and analytics during M&A.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-09-30

AIG names product-side underwriters and claims specialists; Newfront describes transaction diligence and starts placement through a consultation.

What Are the Key Differences Between AIG and Newfront Representations and Warranties Insurance?

Product support and transaction advice

AIG describes M&A underwriters, prompt transaction support, multinational expertise, and claims professionals for complex transactional disputes. Newfront describes due-diligence professionals identifying risk exposures and mitigation opportunities, with technology and data analytics supporting its transaction-advisory group's placement work. A deal team should clarify which work informs diligence and negotiation and which experts handle a policy claim after binding. [1] [6]

Structure and engagement

AIG lists shared, layered, and excess structures for its R&W coverage. Newfront brokers R&W through its Private Equity and Transaction Advisory Group and asks prospective clients to request a consultation rather than providing an instant quote. These records describe different parts of procurement: AIG's structure choices and Newfront's advisory entry point. The proposed terms and issuing insurer remain deal-specific. [1] [5]

What Should You Confirm in AIG and Newfront Representations and Warranties Insurance Quotes?

  • Ask Newfront what transaction documents it needs for consultation and which carrier markets it will approach. [5]
  • Ask AIG which structure and legal issuing entity apply to the deal, including claims contacts. [1]

Areas of coverage

AIG

  • role: AIG markets a transaction-specific R&W product and says coverage is written through AIG non-admitted carriers only. The particular issuing entity must be confirmed in the buyer’s transaction documents. Role in this product is limited to the description on the linked AIG source.company-reportedSource ↗
  • eligibility: AIG describes R&W insurance for buyers or sellers in merger and acquisition transactions and publishes a deal-size range as a marketing guide. That range is not an eligibility promise for a particular transaction. Audience is the segment AIG names on the linked source; this is not an underwriting decision, quote or guarantee of availability.company-reportedSource ↗
  • coverage: AIG says the product may protect against financial loss from breach of sellers’ representations and warranties. The page lists shared, layered and excess structures; policy wording and transaction diligence control the actual coverage. AIG’s public product description is not the policy. Actual entitlement depends on the applicable issued form, endorsements and declarations.company-reportedSource ↗
  • services: AIG describes M&A underwriters, prompt transaction support, multinational expertise and dedicated claims professionals for complex transactional disputes. These services are not a promise to accept or pay a claim. The linked page describes company-reported support; specific account services and third-party arrangements must be confirmed.company-reportedSource ↗
  • limits: AIG advertises limits up to $100 million per transaction and a typical retention reference of 1.0% of enterprise value dropping to 0.5% after 12 months. These are published product parameters, not a buyer-specific quote or guarantee. This statement reports only what the linked public source discloses and does not substitute for a quote or issued policy.not-disclosedSource ↗

Newfront

  • role: Newfront places representations and warranties (R&W) insurance through its Private Equity & Transaction Advisory Group, which it describes as operating as "an extension of your deal-team" during M&A transactions. Newfront brokers R&W coverage; it does not underwrite it. Mergers & Acquisitions page's Transaction liability paragraph.company-reportedSource ↗
  • eligibility: Newfront markets R&W insurance to clients executing mergers and acquisitions, working alongside private-equity deal teams; the reviewed page does not set a minimum deal size or industry restriction. Mergers & Acquisitions page; a practice-wide description, not a stated R&W-specific eligibility threshold.company-reportedSource ↗
  • coverage: Newfront describes R&W insurance as protecting clients "across unknown risks" arising from a transaction, distinguishing it from the tax insurance and contingent-liability insurance the same team also places for "hard-to-place transaction risks." The reviewed page does not describe R&W policy exclusions, retention structure or claims-made terms. Mergers & Acquisitions page's Transaction liability paragraph; general description, not a policy form summary.company-reportedSource ↗
  • insurer: Newfront says it has relationships with transaction liability insurers but does not name an R&W carrier. As a broker, the insurer varies by deal. Mergers & Acquisitions page's Subject matter expertise section.not-disclosedSource ↗
  • limits: Published limits, retentions or premium rates for R&W coverage were not found on the reviewed page. Mergers & Acquisitions page as read on 2026-09-23; limits and pricing are deal-specific for broker placements.not-disclosedSource ↗
  • services: Newfront says its due-diligence professionals "operate on deal-time identifying key risk exposures, mitigation solutions, and cost-savings opportunities," and that its technology and data-analytics capabilities support the M&A insurance team's work, including transaction-liability placement. Mergers & Acquisitions page's Due diligence and Technology & data-driven results sections; describes the M&A practice generally, not R&W-exclusive services.company-reportedSource ↗
  • application: You engage Newfront's Private Equity & Transaction Advisory Group for R&W placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. General consultation intake, not an R&W-specific application path.company-reportedSource ↗

Sources reviewed

  1. 01
    Representations & Warranties Insurance

    AIG · Official AIG R&W page: M&A buyer/seller audience, advertised transaction size and capacity, typical retention, admitted basis caveat, claims and multinational transaction support; standard policy caveat. · accessed 2026-09-30

  2. 02
    Mergers & Acquisitions

    Beazley · Product overview: buyer and seller protection for inaccuracies in representations or warranties · accessed 2026-09-16

  3. 03
    Transaction liability insurance | Representation and indemnities insurance

    CFC · What are representations and warranties?; Who should buy representation and warranty insurance?; Available to buyers & sellers; Limited seller security; Is transaction liability insurance available to sellers · accessed 2026-09-16

  4. 04
    Transactional Risk Insurance

    Coverdash · Transactional risk insurance; representations and warranties coverage; buy-side policies; tax and contingent liability products · accessed 2026-09-16

  5. 05
    Get Started Today

    Newfront · Consultation form: schedule a consultation to see how Newfront can reduce your risk · accessed 2026-09-23

  6. 06
    Mergers & Acquisitions

    Newfront · Transaction liability: "Our deep expertise across R&W insurance, Tax insurance, and Contingent Liability insurance provides significant protection for clients across unknown risks"; Due diligence; Subject matter expertise; Leadership: Ted Dobos · accessed 2026-09-23

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