Pie Insurance vs Vouch: Professional Liability / E&O Insurance

Both are intermediaries: Vouch markets E&O to accounting, engineering, IT consulting and creative agency firms, while Pie Insurance names architects, contractors, attorneys and consultants among its small-business buyers.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-09-25

What Are the Key Differences Between Pie Insurance and Vouch Professional Liability (E&O) Insurance?

Broad Profession List Versus Named Segments

Pie lists several professions under a single E&O offer, from architects and engineers to counselors and real estate agents. [5] Vouch names accounting and finance, architecture and engineering, IT and management consulting, and marketing and creative agencies as segments. [8]

Who Each Company Targets

Pie names architects, contractors, attorneys, engineers, consultants, marketers, counselors and real estate agents as professionals who often carry E&O. [5] Vouch markets its professional E&O to accounting and finance, architecture, engineering and construction, IT consulting, management consulting, and marketing and creative agency firms. [8]

How You Start a Quote

Pie directs buyers to contact the company to start a quote, without a self-serve online path for this line. [5] Corix's E&O product page offers a downloadable application and directs brokers to start an appointment process, while Vouch's own site routes prospective buyers to its online "Get Started" application flow. [1]

What Should You Confirm in Pie Insurance and Vouch Professional Liability (E&O) Insurance Quotes?

  • Ask Pie to name the specific carrier partner that would issue your policy, since its page names none. [5]
  • Ask Vouch whether your placement would go through Corix or another program partner, since the named insurers apply to Corix-branded E&O specifically. [2]
  • Neither company's reviewed page publishes limits or retentions for E&O; ask both for specific figures. [5] [8]
  • Confirm whether criminal-prosecution defense is excluded on your Pie policy, since its page notes that exclusion. [5]

Pie describes one E&O product for a broad profession list; Vouch names professional-service segments including accounting, architecture, consulting and marketing.

Sources reviewed

  1. 01
    Cyber and Errors & Omissions

    Corix Insurance · Errors & Omissions insurance provided by Corix helps protect businesses for claims of negligence, mistakes, or inadequate work that causes a financial loss to clients, in the provision of professional services. It includes legal defense costs and damages awarded, even when the claim is groundless. · accessed 2026-09-23

  2. 02
    Legal Disclosures

    Corix Insurance · Policies are issued by State National Insurance Company (NAIC# 12831) or United Specialty Insurance Company (NAIC#12537). · accessed 2026-09-23

  3. 03
    Professional Liability – US Direct Errors and Omissions Insurance

    Hiscox Inc. specimen · About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act · accessed 2026-09-16

  4. 04
    Professional liability insurance

    Insurance Information Institute · Opening paragraphs (professional services/advice and E&O name); Claims not covered by general liability; What types of businesses need professional liability insurance?; What’s covered… and what’s not (claims-made versus occurrence, defense and judgments, non-financial/intentional limits, BOP/in-home exclusion) · accessed 2026-09-16

  5. 05
    Errors and Omissions Insurance

    Pie Insurance · Errors and Omissions Insurance hero: also known as professional liability insurance...; professions that often carry E&O; What's typically covered by errors and omissions insurance? Inaccurate advice, Misrepresentation, Negligence, Violation of good faith; Make sure you're covered: Start now · accessed 2026-09-23

  6. 06
    FAQ: Professional liability insurance

    Texas Department of Insurance · What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?; Is professional liability insurance required?; Can a client require…?; What’s the difference between occurrence policies and claims-made policies · accessed 2026-09-16

  7. 07
    Get business insurance

    U.S. Small Business Administration · Six common types of business insurance table · accessed 2026-09-16

  8. 08
    Insurance for Professional Services Firms

    Vouch · Expertise across professional services: Accounting & Finance, Architecture/Engineering/Construction, IT Consulting, Management Consulting, Marketing & Creative Agencies; Core coverages for Professional Services: Errors & Omissions, General Liability, Cyber Liability, Employment Practices Liability, Workers' Compensation · accessed 2026-09-23

Areas of coverage

Pie Insurance

  • role: Pie says it helps small businesses get the best errors and omissions coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. Errors and Omissions product page as read on 2026-09-23.company-reportedSource ↗
  • insurer: The reviewed page refers only to 'our insurance carrier partners' and does not name a specific insurer for Pie's errors and omissions product. Errors and Omissions product page as read on 2026-09-23.not-disclosedSource ↗
  • coverage: Pie describes errors and omissions insurance, also called professional liability insurance, as covering legal fees, costs, and damages for claims that a business's advice or services caused harm, including claims of inaccurate advice, misrepresentation, negligence, or violation of good faith, but says it does not protect against criminal prosecution. Errors and Omissions product page as read on 2026-09-23; the issued policy controls actual insuring agreements and exclusions.company-reportedSource ↗
  • eligibility: Pie names architects, contractors, attorneys, engineers, consultants, marketers, counselors, and real estate agents as professionals who often carry E&O insurance, and notes some states or clients require proof of coverage. Errors and Omissions product page as read on 2026-09-23; not an exhaustive eligibility list.company-reportedSource ↗
  • application: Pie directs errors and omissions buyers to contact the company to start a quote through its website. Errors and Omissions product page as read on 2026-09-23.company-reportedSource ↗
  • limits: The reviewed page does not publish limits, deductibles, or premium ranges for errors and omissions coverage. Errors and Omissions product page as read on 2026-09-23.not-disclosedSource ↗

Vouch

  • role: Vouch is a broker, not an insurer, for professional errors & omissions coverage. It lists Errors & Omissions among the core coverages it places for professional-services clients, and one of its named program partners, Corix, has a dedicated E&O product. Vouch's Professional Services page and Corix's cyber/E&O product page.company-reportedSource ↗Source ↗
  • insurer: Corix's disclosures say its proprietary products, including its E&O line, are issued by State National Insurance Company or United Specialty Insurance Company. That names an insurer for Corix-branded E&O products specifically, not for every Vouch professional-liability placement. Corix disclosures page.company-reportedSource ↗
  • eligibility: Vouch markets professional E&O to accounting and finance, architecture/engineering/construction, IT consulting, management consulting, and marketing and creative agency firms. Vouch's Professional Services page; not an underwriting appetite guarantee for any specific applicant.company-reportedSource ↗
  • coverage: Corix describes E&O as protecting a business against claims of negligence, mistakes or inadequate work that cause a client financial loss in the provision of professional services, including legal defense costs and any damages awarded, even when the claim is ultimately groundless. Corix's cyber and E&O product page; actual insuring agreements and exclusions are set by the issued policy.company-reportedSource ↗
  • limits: Neither the Vouch nor Corix pages publish E&O policy limits or retentions. Pages checked on 2026-09-23.not-disclosedSource ↗Source ↗
  • application: Corix's E&O product page offers a downloadable application and directs brokers to start an appointment process; Vouch's own site routes prospective buyers to its online "Get Started" application flow. Corix product page and Vouch site navigation.company-reportedSource ↗Source ↗

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