What Are the Key Differences Between Pie Insurance and Travelers Professional Liability (E&O) Insurance?
One Broad Product Versus Profession-Specific Policies
Pie names architects, contractors, attorneys, engineers, consultants, marketers, counselors and real estate agents as potential E&O buyers for its product. [3] Travelers separates coverage into profession-specific products and directs buyers to independent agents. [5]
Who Underwrites the Policy
Pie's page names no specific insurer, referring only to "our insurance carrier partners." [3] Travelers' E&O page footer names Travelers Casualty and Surety Company of America and its property-casualty affiliates, though it also states the material does not amend any issued policy, so the exact issuing entity depends on the product placed. [5]
How You Start a Quote
Pie directs buyers to contact the company to start a quote, without a self-serve online path for this line. [3] Travelers directs buyers to talk to an independent agent to place E&O coverage, and tells agents to use its management-and-professional-liability applications and forms library. [5]
What Should You Confirm in Pie Insurance and Travelers Professional Liability (E&O) Insurance Quotes?
- Ask Travelers which named product applies to your profession, and confirm the exact issuing entity for that policy. [5]
- Ask Pie to name the specific carrier partner that would issue your policy, since its page names none. [3]
- Neither company's reviewed page publishes coverage limits; ask both for specific figures. [3] [5]
- If you don't already work with an independent agent, ask whether Travelers can connect you with one, since it has no self-serve online path for this line. [5]