Markel vs Vouch: Professional Liability / E&O Insurance

Vouch is a broker, not an insurer, for accounting, engineering, IT consulting and agency firms. Markel Insurance states miscellaneous E&O up to $2 million for small businesses with revenue up to $5 million.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-09-30

Markel states a $2 million maximum for its miscellaneous E&O product and describes small-business eligibility up to $5 million in revenue. Vouch markets E&O to accounting, architecture and engineering, IT consulting, management consulting, and creative firms, with Corix disclosures naming insurers for Corix-branded products.

Sources reviewed

  1. 01
    Cyber and Errors & Omissions

    Corix Insurance · Errors & Omissions insurance provided by Corix helps protect businesses for claims of negligence, mistakes, or inadequate work that causes a financial loss to clients, in the provision of professional services. It includes legal defense costs and damages awarded, even when the claim is groundless. · accessed 2026-09-23

  2. 02
    Legal Disclosures

    Corix Insurance · Policies are issued by State National Insurance Company (NAIC# 12831) or United Specialty Insurance Company (NAIC#12537). · accessed 2026-09-23

  3. 03
    Professional Liability – US Direct Errors and Omissions Insurance

    Hiscox Inc. specimen · About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act · accessed 2026-09-16

  4. 04
    Professional liability insurance

    Insurance Information Institute · Opening paragraphs (professional services/advice and E&O name); Claims not covered by general liability; What types of businesses need professional liability insurance?; What’s covered… and what’s not (claims-made versus occurrence, defense and judgments, non-financial/intentional limits, BOP/in-home exclusion) · accessed 2026-09-16

  5. 05
    ProBiz | Professional Liability Coverage

    Markel · Miscellaneous E&O; types of covered professional-service errors; ProBiz target classes and process. · accessed 2026-09-30

  6. 06
    FAQ: Professional liability insurance

    Texas Department of Insurance · What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?; Is professional liability insurance required?; Can a client require…?; What’s the difference between occurrence policies and claims-made policies · accessed 2026-09-16

  7. 07
    Get business insurance

    U.S. Small Business Administration · Six common types of business insurance table · accessed 2026-09-16

  8. 08
    Insurance for Professional Services Firms

    Vouch · Expertise across professional services: Accounting & Finance, Architecture/Engineering/Construction, IT Consulting, Management Consulting, Marketing & Creative Agencies; Core coverages for Professional Services: Errors & Omissions, General Liability, Cyber Liability, Employment Practices Liability, Workers' Compensation · accessed 2026-09-23

What Are the Key Differences Between Markel Insurance and Vouch Professional Liability (E&O) Insurance?

Business Size and Professional Focus

Markel describes miscellaneous E&O for targeted small businesses with revenue up to $5 million. Vouch names specific service sectors for professional E&O, including accounting and finance, architecture/engineering/construction, IT consulting, management consulting, and marketing or creative agencies. A buyer can use Vouch's sector list to check whether its work is in scope and Markel's revenue ceiling to screen its stated small-business appetite; both still require underwriting confirmation. [5] [8]

Carrier Role and Product Scope

Vouch says it brokers E&O rather than insuring it itself; Corix's disclosures identify State National Insurance Company or United Specialty Insurance Company as issuers for Corix-branded E&O products specifically. Markel describes its own miscellaneous E&O product and invites a buyer or broker to contact its team. Ask Vouch whether your proposed placement is Corix-branded or another market, and ask Markel which issuing entity appears on the quote. [2] [8] [5]

Limit and Application Route

Markel publishes a maximum of $2 million for its miscellaneous E&O product. Vouch offers an online Get Started route and Corix publishes a separate downloadable application for broker appointments, but the reviewed claims do not give a comparable Vouch limit. Request matching limit and retention options from both before comparing price or terms. [5] [8] [1]

What Should You Confirm in Markel Insurance and Vouch Professional Liability (E&O) Insurance Quotes?

  • Ask Markel whether your service and revenue fit its targeted miscellaneous E&O appetite and what limit it will offer. [5]

  • Ask Vouch to identify the market and policy issuer for your placement, then provide the limit, retention, and exclusions for that form. [2] [8]

Areas of coverage

Markel Insurance

  • role: Markel describes offering professional errors omissions for the audience stated on the cited product page. professional errors omissions marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.company-reportedSource ↗
  • eligibility: Small businesses in ProBiz's targeted industries; source describes businesses up to $5 million revenue for the miscellaneous E&O product. professional errors omissions marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.company-reportedSource ↗
  • coverage: The cited product page describes miscellaneous E&O for covered claims arising from professional services, with the page describing separate E&O and management-liability products. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. professional errors omissions marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.company-reportedSource ↗
  • application: The page invites prospective customers or brokers to contact Markel or the named underwriting team. The page does not establish a quote, bind, or coverage-effective timeline. professional errors omissions marketed by markel; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.company-reportedSource ↗
  • limits: For its miscellaneous E&O product, Markel states coverage up to $2 million; this is a product-page maximum, not a promise that every applicant or quote receives that amount. Markel ProBiz miscellaneous E&O marketing page; class, underwriting, policy terms, and actual quoted limit control.company-reportedSource ↗

Vouch

  • role: Vouch is a broker, not an insurer, for professional errors & omissions coverage. It lists Errors & Omissions among the core coverages it places for professional-services clients, and one of its named program partners, Corix, has a dedicated E&O product. Vouch's Professional Services page and Corix's cyber/E&O product page.company-reportedSource ↗Source ↗
  • insurer: Corix's disclosures say its proprietary products, including its E&O line, are issued by State National Insurance Company or United Specialty Insurance Company. That names an insurer for Corix-branded E&O products specifically, not for every Vouch professional-liability placement. Corix disclosures page.company-reportedSource ↗
  • eligibility: Vouch markets professional E&O to accounting and finance, architecture/engineering/construction, IT consulting, management consulting, and marketing and creative agency firms. Vouch's Professional Services page; not an underwriting appetite guarantee for any specific applicant.company-reportedSource ↗
  • coverage: Corix describes E&O as protecting a business against claims of negligence, mistakes or inadequate work that cause a client financial loss in the provision of professional services, including legal defense costs and any damages awarded, even when the claim is ultimately groundless. Corix's cyber and E&O product page; actual insuring agreements and exclusions are set by the issued policy.company-reportedSource ↗
  • limits: Neither the Vouch nor Corix pages publish E&O policy limits or retentions. Pages checked on 2026-09-23.not-disclosedSource ↗Source ↗
  • application: Corix's E&O product page offers a downloadable application and directs brokers to start an appointment process; Vouch's own site routes prospective buyers to its online "Get Started" application flow. Corix product page and Vouch site navigation.company-reportedSource ↗Source ↗

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