Foxquilt vs Mylo: Professional Liability / E&O Insurance

Mylo brokers professional liability by comparing quotes from several business insurers, with examples from app development to beauty salons. Foxquilt names technology and creative groups and provides a quote path.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-10-01

What Are the Key Differences Between Foxquilt and Mylo Professional Liability (E&O) Insurance?

Claims-made dates

Mylo brokers professional-liability quotes from multiple insurers and describes a range of triggers including contract breach, client financial loss, bodily injury and property damage claims. Foxquilt describes claims-made coverage for financial loss caused by professional services or advice and names technology and creative classes. Buyers should compare insurer options through Mylo with Foxquilt’s quoted form, especially where the alleged harm goes beyond economic loss. [5] [1]

Who the examples reach

Mylo explains that professional liability can be claims-made or occurrence and that tail coverage can extend reporting after a claims-made policy ends. Foxquilt labels its described product claims-made. A buyer switching insurers should compare retroactive dates and tail provisions on the actual forms to avoid a gap for earlier work. [5] [1]

Mylo describes quote comparison across insurers and discusses claims-made and occurrence forms. Foxquilt names technology and creative classes. Ask the proposed insurer to confirm the applicant’s class and the specific form; public examples alone do not establish eligibility. [5] [1]

What Should You Confirm in Foxquilt and Mylo Professional Liability (E&O) Insurance Quotes?

  • Ask Foxquilt whether occurrence terms, prior-acts dates or tail are available; ask Mylo to identify the insurer and compare the proposed triggers for contract, financial-loss and bodily-injury allegations. [1] [5]

Mylo explains that professional-liability forms may be claims-made or occurrence and discusses tail coverage. Foxquilt describes claims-made E&O and names technology and creative classes; the proposed insurer’s form controls the actual terms.

Sources reviewed

  1. 01
    Professional Liability (E&O)

    Foxquilt · E&O summary and claims-made label; coverage examples; “Tech & Creative” classes; digital quote/buy; North American availability; lines 22–29, 52–65, 99–120, 138–253. · accessed 2026-09-29

  2. 02
    Professional Liability – US Direct Errors and Omissions Insurance

    Hiscox Inc. specimen · About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act · accessed 2026-09-16

  3. 03
    Professional liability insurance

    Insurance Information Institute · Opening paragraphs (professional services/advice and E&O name); Claims not covered by general liability; What types of businesses need professional liability insurance?; What’s covered… and what’s not (claims-made versus occurrence, defense and judgments, non-financial/intentional limits, BOP/in-home exclusion) · accessed 2026-09-16

  4. 04
    Contact Your Carrier

    Mylo · Carrier contact list grouped by Auto & Home, Business and Claims; no professional-liability-specific entry · accessed 2026-09-23

  5. 05
    Professional Liability Insurance

    Mylo · Professional Liability? But I Do Good Work; What does professional liability cover?; Professional liability FAQs (claims-made vs. occurrence, tail coverage); How will Mylo find me the right policy? · accessed 2026-09-23

  6. 06
    FAQ: Professional liability insurance

    Texas Department of Insurance · What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?; Is professional liability insurance required?; Can a client require…?; What’s the difference between occurrence policies and claims-made policies · accessed 2026-09-16

  7. 07
    Get business insurance

    U.S. Small Business Administration · Six common types of business insurance table · accessed 2026-09-16

Areas of coverage

Foxquilt

  • role: Foxquilt markets a Professional Liability / Errors & Omissions product. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.company-reportedSource ↗
  • coverage: The page describes claims alleging financial loss caused by professional services or advice and labels the product claims-made. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.company-reportedSource ↗
  • eligibility: The page names technology and creative classes among its target groups; it does not provide a complete eligibility list. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.company-reportedSource ↗
  • application: The cited Foxquilt product or program page provides a quote path for the described product or program; that route does not establish that a quote will be offered or bound. Foxquilt’s cited product or program page documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents.company-reportedSource ↗
  • limits: The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. Ask for the quote and specimen or issued policy forms before treating a listed feature as covered.not-disclosedSource ↗

Mylo

  • role: Mylo brokers professional liability insurance by comparing quotes from multiple business insurance companies rather than underwriting the policy itself. Professional liability product page.company-reportedSource ↗
  • eligibility: Mylo markets this line to businesses that could face a claim from a client unhappy with their professional services, using examples spanning app development, financial planning and beauty-salon services. Product page examples; a particular business's eligibility depends on underwriting.company-reportedSource ↗
  • coverage: Mylo describes the policy responding to breach-of-contract claims, bodily injury or property damage claims, financial-loss claims, and consequential-damages claims arising from a client relationship. Product page coverage descriptions; actual insuring agreements and exclusions are set by the issued policy.company-reportedSource ↗
  • coverage: Mylo explains that professional liability comes in claims-made and occurrence forms, and that tail coverage can be added to a claims-made policy to extend reporting after it ends. Product page FAQ; which form and tail terms are offered depends on the placed carrier.company-reportedSource ↗
  • insurer: The professional liability product page and Mylo's carrier-contact directory do not name the insurer that would issue a professional liability policy; the directory groups carriers under generic Auto & Home and Business categories only. Checked the professional liability product page and the carrier-contact directory on 2026-09-23; neither ties a named carrier to this line.not-disclosedSource ↗Source ↗
  • application: Mylo says it recommends coverage customized to the business and compares professional liability quotes from top-rated business insurance companies to find a combination of coverage and price. Product page "How will Mylo find me the right policy?" section.company-reportedSource ↗
  • claims: Mylo's carrier-contact page lists claims phone numbers by carrier for Auto & Home and Business policies generally, but does not identify a professional-liability-specific claims contact or process. Carrier-contact directory checked 2026-09-23; entries are organized by carrier and general product category, not by coverage line.not-foundSource ↗

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