CNA vs Newfront: Professional Liability / E&O Insurance

Newfront is a broker placing E&O beside D&O and EPLI for private companies from seed stage, engaged through a consultation. CNA's EPS Plus combines E&O and cyber for professional-services firms.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-10-01

CNA describes Epack 3 as combining professional and technology liability with cyber and media, while EPS Plus pairs E&O with cyber. Newfront brokers general E&O under Executive Risk and distinguishes it from its Cyber Risk technology E&O placements.

Sources reviewed

  1. 01
    Cyber Insurance - Cyber Risk Solutions

    CNA · Current U.S. page: Epack 3 combines cyber, media, technology and professional liability; MPL appetite, media support, technology E&O, claims and risk-control descriptions. Retrieved 2026-09-30. · accessed 2026-09-30

  2. 02
    Epack 3 – Cyber, Media, Technology & Professional Liability

    CNA · Official sell sheet: modular bundled policy, media coverages and possible extensions, technology/professional line descriptions and quote process for small risks. Marketing summary expressly defers to issued policy. Retrieved 2026-09-30. · accessed 2026-09-30

  3. 03
    Professional Liability – US Direct Errors and Omissions Insurance

    Hiscox Inc. specimen · About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act · accessed 2026-09-16

  4. 04
    Professional liability insurance

    Insurance Information Institute · Opening paragraphs (professional services/advice and E&O name); Claims not covered by general liability; What types of businesses need professional liability insurance?; What’s covered… and what’s not (claims-made versus occurrence, defense and judgments, non-financial/intentional limits, BOP/in-home exclusion) · accessed 2026-09-16

  5. 05
    Executive Risk

    Newfront · Key Coverages to Protect Your Business: Errors and Omissions (E&O); Here for the Long Run: Private Companies, IPOs, Public segments; Committed to Client Advocacy: integrated claims and coverage negotiation · accessed 2026-09-23

  6. 06
    Get Started Today

    Newfront · Consultation form: schedule a consultation to see how Newfront can reduce your risk · accessed 2026-09-23

  7. 07
    FAQ: Professional liability insurance

    Texas Department of Insurance · What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?; Is professional liability insurance required?; Can a client require…?; What’s the difference between occurrence policies and claims-made policies · accessed 2026-09-16

  8. 08
    Get business insurance

    U.S. Small Business Administration · Six common types of business insurance table · accessed 2026-09-16

What Are the Key Differences Between CNA and Newfront Professional Liability (E&O) Insurance?

Placement Team and Line Grouping

Newfront lists E&O with D&O, EPLI, and fiduciary liability under its Executive Risk team and distinguishes it from technology E&O placed through Cyber Risk. CNA describes Epack 3 as a modular package combining technology and professional liability with cyber and media; EPS Plus pairs E&O and cyber for professional-services firms. If your company needs both executive and professional coverage, ask which Newfront practice handles each line and compare CNA’s package schedule for shared limits. [5] [2]

Service Access and Policy Specifics

Newfront says its Executive Risk team provides integrated claims and coverage negotiation across placed lines, including general E&O. CNA describes claims and risk-control support across its professional-liability business. Both are service descriptions rather than policy terms; ask who will handle an E&O claim and what reporting steps apply under the placed policy. [5] [1]

What Should You Confirm in CNA and Newfront Professional Liability (E&O) Insurance Quotes?

  • Ask Newfront which team handles your E&O placement and identify the carrier and coverage form. [5]
  • Ask CNA whether the proposal is MPL, Technology E&O, or a combined package and request its limits. [2]

Areas of coverage

CNA

  • role: CNA describes Epack 3 as combining technology and professional liability with cyber and media in a modular policy; EPS Plus combines E&O and cyber for professional-services firms. These are separate product routes and are not evidence that technology E&O and miscellaneous E&O share identical wording.company-reportedSource ↗Source ↗
  • eligibility: CNA says its Miscellaneous Professional Liability targets non-licensed professional classes such as consultants, staffing firms, advertising agencies and event planners. The listed classes are a target list, not a complete or guaranteed eligibility rule.company-reportedSource ↗
  • coverage: CNA markets Technology E&O for technology businesses facing professional-liability exposures and says it is intended to support contractual requirements. The page is a summary and does not define covered services, contract exceptions or policy triggers.company-reportedSource ↗
  • services: CNA describes dedicated claims and risk-control support for its cyber, media, technology and professional-liability business. This portfolio-level statement does not establish a service outcome or a line-specific claims protocol.company-reportedSource ↗

Newfront

  • role: Newfront lists Errors and Omissions (E&O) among the coverages its Executive Risk team places, alongside D&O, EPLI and fiduciary liability. Newfront brokers this professional-liability coverage rather than underwriting it, and distinguishes it from the technology E&O it places through its Cyber Risk practice. Executive Risk page's Key Coverages list; general professional E&O, not the technology E&O line placed by the cyber practice.company-reportedSource ↗
  • eligibility: Newfront says its Executive Risk practice serves private companies from seed-stage funding through later rounds and public companies it has worked with in over 500 instances, without breaking eligibility out by coverage line. Executive Risk page's Here for the Long Run section; a practice-wide statement, not E&O-specific eligibility criteria.company-reportedSource ↗
  • coverage: The reviewed page lists E&O as a named coverage but does not describe the specific insuring agreement, professional-services scope, or exclusions for that line; those terms come from the placed policy. Executive Risk page as read on 2026-09-23; only a coverage-name listing was found for E&O specifically.not-foundSource ↗
  • insurer: The reviewed page does not name an insurer for E&O placements; Newfront describes negotiating coverage on the client's behalf, so the issuing carrier would vary by placement. Checked the Executive Risk page for a named E&O carrier; none was found.not-foundSource ↗
  • limits: Published limits or retentions for E&O coverage were not found on the reviewed page. Executive Risk page as read on 2026-09-23; limits are quote-specific for broker placements.not-disclosedSource ↗
  • services: Newfront says it provides integrated claims and coverage negotiation across the Executive Risk lines it places, including E&O, and a proprietary dashboard for 24/7 access to policies, certificates and billing plus pre-populated renewal submissions. Executive Risk page's Committed to Client Advocacy and Industry-Leading Technology sections; applies to the practice generally, not documented as E&O-specific.company-reportedSource ↗
  • application: You engage Newfront for E&O placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. General consultation intake, not an E&O-specific application path.company-reportedSource ↗

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