CNA vs Mylo: Professional Liability / E&O Insurance

Mylo compares quotes from several business insurers to find a mix of coverage and price. CNA describes Epack 3, one policy uniting technology and professional liability with cyber and media.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-10-01

What Are the Key Differences Between CNA and Mylo Professional Liability (E&O) Insurance?

Policy Forms and Tail

Mylo explains that claims-made coverage generally requires the policy to be active when a claim is made, while occurrence coverage looks to whether the policy was active when the incident occurred; it also says tail can extend reporting after a claims-made policy ends. CNA describes E&O within Epack 3 and EPS Plus package routes. Ask which form the selected CNA quote uses. If you expect to change providers or retire, compare the retroactive date, reporting period, and tail price in the actual quote. [6] [2]

Carrier Comparison and Policy Structure

Mylo says it compares business-insurance-company quotes and customizes recommendations, while its E&O page explains which form and carrier terms depend on the placed policy. CNA describes Epack 3 and EPS Plus as separate package routes. Ask Mylo to identify the insurer and CNA which configuration is proposed; compare each quote’s services definition, related-line limits, and reporting terms. [6] [1]

What Should You Confirm in CNA and Mylo Professional Liability (E&O) Insurance Quotes?

  • Ask Mylo to identify the carrier, form, retroactive date, and any tail cost. [6]
  • Ask CNA which E&O product applies and whether its limit is shared with cyber. [2]

CNA describes Epack 3 and EPS Plus as separate E&O package routes. Mylo explains the claims-made and occurrence triggers and says tail coverage can extend reporting after a claims-made policy ends.

Sources reviewed

  1. 01
    Cyber Insurance - Cyber Risk Solutions

    CNA · Current U.S. page: Epack 3 combines cyber, media, technology and professional liability; MPL appetite, media support, technology E&O, claims and risk-control descriptions. Retrieved 2026-09-30. · accessed 2026-09-30

  2. 02
    Epack 3 – Cyber, Media, Technology & Professional Liability

    CNA · Official sell sheet: modular bundled policy, media coverages and possible extensions, technology/professional line descriptions and quote process for small risks. Marketing summary expressly defers to issued policy. Retrieved 2026-09-30. · accessed 2026-09-30

  3. 03
    Professional Liability – US Direct Errors and Omissions Insurance

    Hiscox Inc. specimen · About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act · accessed 2026-09-16

  4. 04
    Professional liability insurance

    Insurance Information Institute · Opening paragraphs (professional services/advice and E&O name); Claims not covered by general liability; What types of businesses need professional liability insurance?; What’s covered… and what’s not (claims-made versus occurrence, defense and judgments, non-financial/intentional limits, BOP/in-home exclusion) · accessed 2026-09-16

  5. 05
    Contact Your Carrier

    Mylo · Carrier contact list grouped by Auto & Home, Business and Claims; no professional-liability-specific entry · accessed 2026-09-23

  6. 06
    Professional Liability Insurance

    Mylo · Professional Liability? But I Do Good Work; What does professional liability cover?; Professional liability FAQs (claims-made vs. occurrence, tail coverage); How will Mylo find me the right policy? · accessed 2026-09-23

  7. 07
    FAQ: Professional liability insurance

    Texas Department of Insurance · What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?; Is professional liability insurance required?; Can a client require…?; What’s the difference between occurrence policies and claims-made policies · accessed 2026-09-16

  8. 08
    Get business insurance

    U.S. Small Business Administration · Six common types of business insurance table · accessed 2026-09-16

Areas of coverage

CNA

  • role: CNA describes Epack 3 as combining technology and professional liability with cyber and media in a modular policy; EPS Plus combines E&O and cyber for professional-services firms. These are separate product routes and are not evidence that technology E&O and miscellaneous E&O share identical wording.company-reportedSource ↗Source ↗
  • eligibility: CNA says its Miscellaneous Professional Liability targets non-licensed professional classes such as consultants, staffing firms, advertising agencies and event planners. The listed classes are a target list, not a complete or guaranteed eligibility rule.company-reportedSource ↗
  • coverage: CNA markets Technology E&O for technology businesses facing professional-liability exposures and says it is intended to support contractual requirements. The page is a summary and does not define covered services, contract exceptions or policy triggers.company-reportedSource ↗
  • services: CNA describes dedicated claims and risk-control support for its cyber, media, technology and professional-liability business. This portfolio-level statement does not establish a service outcome or a line-specific claims protocol.company-reportedSource ↗

Mylo

  • role: Mylo brokers professional liability insurance by comparing quotes from multiple business insurance companies rather than underwriting the policy itself. Professional liability product page.company-reportedSource ↗
  • eligibility: Mylo markets this line to businesses that could face a claim from a client unhappy with their professional services, using examples spanning app development, financial planning and beauty-salon services. Product page examples; a particular business's eligibility depends on underwriting.company-reportedSource ↗
  • coverage: Mylo describes the policy responding to breach-of-contract claims, bodily injury or property damage claims, financial-loss claims, and consequential-damages claims arising from a client relationship. Product page coverage descriptions; actual insuring agreements and exclusions are set by the issued policy.company-reportedSource ↗
  • coverage: Mylo explains that professional liability comes in claims-made and occurrence forms, and that tail coverage can be added to a claims-made policy to extend reporting after it ends. Product page FAQ; which form and tail terms are offered depends on the placed carrier.company-reportedSource ↗
  • insurer: The professional liability product page and Mylo's carrier-contact directory do not name the insurer that would issue a professional liability policy; the directory groups carriers under generic Auto & Home and Business categories only. Checked the professional liability product page and the carrier-contact directory on 2026-09-23; neither ties a named carrier to this line.not-disclosedSource ↗Source ↗
  • application: Mylo says it recommends coverage customized to the business and compares professional liability quotes from top-rated business insurance companies to find a combination of coverage and price. Product page "How will Mylo find me the right policy?" section.company-reportedSource ↗
  • claims: Mylo's carrier-contact page lists claims phone numbers by carrier for Auto & Home and Business policies generally, but does not identify a professional-liability-specific claims contact or process. Carrier-contact directory checked 2026-09-23; entries are organized by carrier and general product category, not by coverage line.not-foundSource ↗

Ask Kearny Risk to help relate this comparison to your services and contracts.

Contact Kearny Risk