What Are the Key Differences Between Mylo and Vouch Medical Malpractice Insurance?
A Practice Versus a Healthcare Company
Mylo's malpractice page speaks to a practitioner: it describes lawsuits over missed diagnoses, wrong dosages and surgical errors and tailors the policy to your specialty. Vouch lists malpractice as one core coverage for HealthTech, clinical care and digital-health companies, where it argues malpractice, E&O and cyber claims blur together. Choose Mylo if you're a clinician or small practice buying malpractice on its own; choose Vouch if you run a HealthTech or digital-health company that also needs tech E&O and cyber placed together. [3] [6]
Policy Triggers Explained Up Front
Mylo explains that claims-made cover responds only if a policy is active both when you treat and when you're sued, while occurrence cover responds to treatment during the policy period even after it lapses, and it offers an optional tail. Vouch's reviewed page doesn't say which form it places, so ask for the proposed form before comparing prices. [3] [6]
Cyber as Add-On or Part of the Program
Mylo warns that malpractice alone won't pay for ransomware or a breach and offers cyber as an add-on covering patient notification, credit monitoring and regulatory fines. Vouch treats cyber as part of one coordinated program rather than a bolt-on. [3] [6]