What Are the Key Differences Between HUB International and Vouch Medical Malpractice Insurance?
Practitioners vs Health Companies
Both HUB and Vouch are brokers, but they court different buyers. HUB names licensed practitioners: physicians, PAs, nurse practitioners, CRNAs, physical therapists, optometrists, dentists and even personal trainers. Vouch targets companies, citing more than 550 clients across HealthTech, clinical care and digital health. Choose HUB if you're an individual clinician or small practice buying your own policy; choose Vouch if you're a health-technology company insuring the business. [2] [6]
Policy Terms You Can See Before Calling
HUB publishes more of the structure: occurrence, claims-made and convertible claims-made forms, telemedicine liability for privacy breaches and technology errors, and settlement-consent defense, meaning the insurer needs your agreement before settling. Vouch lists none of these, so you learn the terms only from its quote. [2] [6]
Tail Cover When You Stop Practicing
HUB says you get free tail coverage on death, disability or retirement once you've stayed two to five years with the same carrier, which matters if you're later in your career. Vouch doesn't mention a tail benefit, and it starts you in an online Get Started form where HUB starts with a broker conversation. [2] [6]