Counterpart vs Hub International: Medical Malpractice Insurance

HUB International brokers malpractice for individual practitioners with free tail coverage after two to five years; Counterpart targets named allied-health classes and reaches them through wholesale brokers.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-10-01

Counterpart lists allied-health classes and sample terms; HUB describes occurrence and claims-made forms plus a conditional tail benefit.

What Are the Key Differences Between Counterpart and HUB International Medical Malpractice Insurance?

Program Fit and Limits

Counterpart names allied-health classes and shows selected limits and retentions. HUB International says it arranges occurrence, claims-made and convertible claims-made policies, and describes complimentary tail coverage after two to five years with the same carrier under a death, disability and retirement benefit. Buyers planning a career transition should ask HUB International about the benefit's conditions; Counterpart applicants should match their specialty to the listed class and obtain actual terms. [2] [5]

Claims Handling

HUB International describes claims defense with settlement-consent provisions and broker support. Counterpart's available claims emphasize class and example-term information rather than an equivalent claims-management description. Ask who participates in settlement decisions and which insurer issues the policy. [2] [5]

What Should You Confirm in Counterpart and HUB International Medical Malpractice Insurance Quotes?

  • Counterpart: convert example limits into quote-specific terms. HUB International: verify the qualifying continuous-coverage period, carrier and settlement-consent wording. [2] [5]

Areas of coverage

Counterpart

  • role: Counterpart describes its business insurance as offered by its producer and surplus-lines broker through wholesale brokers. The channel does not identify which insurer issues a healthcare placement.company-reportedSource ↗Source ↗
  • eligibility: Counterpart’s Allied Medical & Healthcare page names specific allied-health classes for its product. The product is scoped to the classes named on that page and does not establish universal coverage for physicians, hospitals or all clinical practice.company-reportedSource ↗
  • coverage: Counterpart markets combined liability protection and coverage enhancements for the named allied-health classes. The summary does not establish a standalone conventional malpractice policy or a particular professional’s entitlement.company-reportedSource ↗
  • limits: The page displays example limit and retention figures for selected healthcare scenarios. Examples are not a quote, guarantee or universal limit.company-reportedSource ↗

HUB International

  • role: HUB brokers medical malpractice insurance, which it describes as a form of errors and omissions coverage for healthcare practitioners, rather than underwriting the policy itself. Medical malpractice product page, read 2026-09-23; the page does not name an issuing insurer.company-reportedSource ↗
  • eligibility: HUB lists physicians, physician assistants, nurse practitioners, registered nurses, licensed practical nurses, nurse anesthetists (CRNAs), physical therapists, personal trainers, optometrists and dentists among the practitioners it says should consider medical malpractice coverage. Medical malpractice product page practitioner list; not an underwriting appetite statement.company-reportedSource ↗
  • insurer: HUB says it provides access to financially stable, "A"-rated insurance carriers for medical malpractice coverage, but does not name the specific insurer that would issue a given client's policy. Medical malpractice product page carrier-access statement; the page describes market access, not a named carrier.company-reportedSource ↗
  • coverage: HUB says it arranges occurrence, claims-made and convertible claims-made medical malpractice policy structures, and includes telemedicine liability coverage addressing privacy breaches and technology errors. Medical malpractice product page policy-type and telemedicine sections; a specific client's policy form and trigger are set at binding.company-reportedSource ↗
  • coverage: HUB says its medical malpractice offering includes complimentary tail coverage under a death, disability and retirement (DDR) benefit after two to five years of continuous coverage with the same carrier. Medical malpractice product page DDR-benefit description; exact eligibility periods and terms are set by the issuing carrier's policy.company-reportedSource ↗
  • services: HUB describes claims defense with settlement-consent provisions and says its team provides experienced claims management and communication for medical malpractice clients. Medical malpractice product page claims-defense description.company-reportedSource ↗
  • application: HUB directs practitioners to a broker to discuss medical malpractice coverage rather than a self-service online quote. Medical malpractice product page broker-connection call to action.company-reportedSource ↗
  • limits: Published medical malpractice policy limits, retentions or pricing were not found on the reviewed page. Checked the medical malpractice product page on 2026-09-23; limits are set on the quote and declarations.not-disclosedSource ↗

Sources reviewed

  1. 01
    How can I get insurance through Counterpart?

    Counterpart Knowledge Center · Retained source: article describes wholesale-broker referral route; prior access 2026-09-28. · accessed 2026-09-28

  2. 02
    Allied Medical & Healthcare Liability

    Counterpart, Inc. · Retained provider source: names allied healthcare classes, combined coverage/enhancements and illustrative limits/examples; does not establish conventional malpractice for every medical profession or standalone general liability. Prior access 2026-09-28; direct reopen failed in this session. · accessed 2026-09-28

  3. 03
    Counterpart | Agentic Insurance™

    Counterpart, Inc. · Retained provider source: footer states insurance products are offered by Counterpart Insurance Services, Inc., described as a licensed producer and surplus-lines broker; product/state availability varies, issuer not mapped by product/state. Prior access 2026-09-29. · accessed 2026-09-29

  4. 04
    Physicians Medical Professional Liability — Specimen Policy

    Curi underwriting companies identified on specimen cover · Base I–III printed pp.1–3/PDF pp.2–4; V–VI pp.3–6; VIII p.7; XII pp.11–13 · accessed 2026-09-16

  5. 05
    Medical Malpractice Insurance Brokers

    HUB International · Definition as a form of errors and omissions coverage; who needs coverage list; carrier access and pricing; policy types (occurrence, claims-made, convertible claims-made); telemedicine liability; claims defense and settlement-consent provisions; death, disability and retirement tail-coverage benefit; broker-connection call to action · accessed 2026-09-23

  6. 06
    Physician Application

    MedPro Group / issuing companies identified on application · I–II p.1; III pp.2–4; IV pp.4–5; V pp.5–6; VI p.6 · accessed 2026-09-16

  7. 07
    Medical Malpractice Insurance

    National Association of Insurance Commissioners · Background: Issue; Overview; two basic types · accessed 2026-09-16

  8. 08
    Medical Liability Insurance shopping guide

    Texas Department of Insurance · What is medical liability insurance?; Claims-made versus occurrence; changing carriers; renewal tips · accessed 2026-09-16

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