Counterpart vs Heffernan: Medical Malpractice Insurance

Counterpart covers named allied-health classes through wholesale brokers with example limits; Heffernan Insurance Brokers serves physician groups, hospitals, home care and senior living, and can arrange self-insured plans.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-10-01

Areas of coverage

Counterpart

  • role: Counterpart describes its business insurance as offered by its producer and surplus-lines broker through wholesale brokers. The channel does not identify which insurer issues a healthcare placement.company-reportedSource ↗Source ↗
  • eligibility: Counterpart’s Allied Medical & Healthcare page names specific allied-health classes for its product. The product is scoped to the classes named on that page and does not establish universal coverage for physicians, hospitals or all clinical practice.company-reportedSource ↗
  • coverage: Counterpart markets combined liability protection and coverage enhancements for the named allied-health classes. The summary does not establish a standalone conventional malpractice policy or a particular professional’s entitlement.company-reportedSource ↗
  • limits: The page displays example limit and retention figures for selected healthcare scenarios. Examples are not a quote, guarantee or universal limit.company-reportedSource ↗

Heffernan Insurance Brokers

  • role: Heffernan lists Medical Malpractice (Med Mal) as one of its named healthcare service specialties, placing coverage with carriers for health care clients rather than underwriting it. Healthcare Insurance page as read on 2026-09-23; no dedicated medical-malpractice sub-page was found beyond this healthcare practice page.company-reportedSource ↗
  • eligibility: Heffernan says its health care risk-management team serves physician groups, clinics, hospitals, patient transport companies, and laboratories, plus specialty practices in allied health, home care, and senior living. Healthcare Insurance page as read on 2026-09-23; not exclusively medical-malpractice-specific, but names the buyer types the practice serves.company-reportedSource ↗
  • coverage: Heffernan says it packages medical malpractice with other healthcare coverages such as workers' compensation, professional liability, and cyber liability for a single client program. Healthcare Insurance page as read on 2026-09-23; the page does not describe medical-malpractice insuring agreements, claims-made versus occurrence form, or limits separately from the bundled list.company-reportedSource ↗
  • insurer: Heffernan says it has relationships with 'the nation's top insurance carriers' for a fully insured healthcare plan, but the reviewed page does not name a specific medical-malpractice insurer. Healthcare Insurance page as read on 2026-09-23.not-disclosedSource ↗
  • services: Beyond fully insured placements, Heffernan offers healthcare clients captive, partially self-insured, or fully self-insured plan structures, and says it has experience serving nonprofit health care organizations. Healthcare Insurance page as read on 2026-09-23; described for the healthcare practice generally, not exclusively for medical malpractice.company-reportedSource ↗

What Are the Key Differences Between Counterpart and Heffernan Insurance Brokers Medical Malpractice Insurance?

Program Fit and Limits

Counterpart names specific allied-health classes and sample limits; Heffernan Insurance Brokers lists Medical Malpractice among its healthcare specialties and describes serving physician groups, hospitals, transport companies, laboratories and specialty care. Heffernan also says it can package malpractice with workers' compensation, professional liability and cyber, so a multi-site organization should ask which lines are placed together. [2] [5]

Program and Financing Options

Heffernan Insurance Brokers describes captive, partially self-insured and fully self-insured healthcare structures; Counterpart's published allied-health page gives example policy limits and retentions but does not describe those financing arrangements. Ask Heffernan whether medical malpractice is included in the structure being discussed and compare the retained risk with Counterpart's quote. [5] [2]

What Should You Confirm in Counterpart and Heffernan Insurance Brokers Medical Malpractice Insurance Quotes?

  • Counterpart: verify the exact provider class and entity coverage. Heffernan Insurance Brokers: identify the malpractice insurer, lines included and any self-insured retention. [2] [5]

Counterpart names allied-health classes and sample terms; Heffernan lists medical malpractice among its healthcare services for a range of care organizations.

Sources reviewed

  1. 01
    How can I get insurance through Counterpart?

    Counterpart Knowledge Center · Retained source: article describes wholesale-broker referral route; prior access 2026-09-28. · accessed 2026-09-28

  2. 02
    Allied Medical & Healthcare Liability

    Counterpart, Inc. · Retained provider source: names allied healthcare classes, combined coverage/enhancements and illustrative limits/examples; does not establish conventional malpractice for every medical profession or standalone general liability. Prior access 2026-09-28; direct reopen failed in this session. · accessed 2026-09-28

  3. 03
    Counterpart | Agentic Insurance™

    Counterpart, Inc. · Retained provider source: footer states insurance products are offered by Counterpart Insurance Services, Inc., described as a licensed producer and surplus-lines broker; product/state availability varies, issuer not mapped by product/state. Prior access 2026-09-29. · accessed 2026-09-29

  4. 04
    Physicians Medical Professional Liability — Specimen Policy

    Curi underwriting companies identified on specimen cover · Base I–III printed pp.1–3/PDF pp.2–4; V–VI pp.3–6; VIII p.7; XII pp.11–13 · accessed 2026-09-16

  5. 05
    Healthcare Insurance for Health Care Services

    Heffernan Insurance Brokers · Healthcare Services: Allied Health & Specialty Centers, Home Care Agencies, Medical Malpractice (Med Mal), Senior Living Communities; from physician groups, clinics, and hospitals to patient transport companies and laboratories; if you'd like a fully insured plan, we have relationships with the nation's top insurance carriers; explore captive, partially-self-insured or fully-self-insured plans; dovetail all the coverages you need — from workers' compensation to professional liability, cyber liability and more · accessed 2026-09-23

  6. 06
    Physician Application

    MedPro Group / issuing companies identified on application · I–II p.1; III pp.2–4; IV pp.4–5; V pp.5–6; VI p.6 · accessed 2026-09-16

  7. 07
    Medical Malpractice Insurance

    National Association of Insurance Commissioners · Background: Issue; Overview; two basic types · accessed 2026-09-16

  8. 08
    Medical Liability Insurance shopping guide

    Texas Department of Insurance · What is medical liability insurance?; Claims-made versus occurrence; changing carriers; renewal tips · accessed 2026-09-16

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