What Are the Key Differences Between Corgi and Mylo Medical Malpractice Insurance?
Which Policy Trigger You Get
Mylo lays out both triggers: a claims-made policy only responds if it was active at treatment and when the suit is filed, while an occurrence policy responds to treatment during the policy period even after it lapses. It also sells tail cover to extend reporting when a claims-made policy ends. Corgi only says its policy protects healthcare professionals against alleged negligence in delivering care, so you won't know the trigger until you see the quote. Choose Mylo if you're weighing occurrence cover or expect to switch insurers; choose Corgi if your company already buys its core startup policies there and wants malpractice alongside them. [6] [3]
Patient-Data Breaches
Malpractice cover on its own won't pay for a ransomware attack. Mylo says so and offers cyber liability as an add-on for network rebuilding, patient notification, credit monitoring, crisis management and regulatory fines. Corgi's pages don't pair any cyber option with this line, so you'd need to raise it yourself. [6] [1]
How Long a Quote Takes
Corgi keeps malpractice out of its instant online flow and lists a 1–14 day turnaround. Mylo works as a broker, collecting quotes from multiple carriers for your specialty rather than issuing the policy. Neither names the insurer that would carry your risk. [1] [6]