What Are the Key Differences Between Corgi and HUB International Medical Malpractice Insurance?
Published Policy Terms vs a One-Line Description
Corgi's catalog describes malpractice only as cover for negligence claims in medical services, with no word on whether the form is claims-made or occurrence. HUB's page covers form choice and adds telemedicine liability for privacy breaches and technology errors, which matters if you see patients remotely. Choose HUB if you want to pick your policy trigger or plan for retirement tail cost; choose Corgi if you already buy other startup policies there and can wait 1–14 days for a specialty quote. [3] [5]
Who Each Page Is Written For
HUB lists the practitioners it expects to serve: physicians, PAs, nurse practitioners, RNs, LPNs, CRNAs, physical therapists, personal trainers, optometrists and dentists. Corgi speaks more broadly to healthcare professionals and organizations, set apart from its core tech-startup lineup. If your role is on HUB's list, you know you're in its appetite; with Corgi, ask before you apply. [5] [1]
Help When a Patient Sues
HUB describes claims defense with settlement-consent provisions, meaning the insurer shouldn't settle without your agreement, plus claims management from its team. Corgi's reviewed pages say nothing about malpractice claims handling, so you won't know who defends you until you see the policy. [5] [3]
What Should You Confirm in Corgi and HUB International Medical Malpractice Insurance Quotes?
- Ask HUB which form is quoted and whether the tail benefit starts at two years, five years or another interval with that carrier. [5]
- Ask Corgi which insurer issues the policy; its disclosures say it may be an affiliate such as Technology Risk Retention Group or a partner carrier. [2]
- Ask Corgi whether telemedicine and tail cover are included. [3]
- Get limits and retentions in writing from both; neither publishes them. [5] [1]