What Are the Key Differences Between CNA and Heffernan Insurance Brokers Medical Malpractice Insurance?
One Liability Line or a Coordinated Program
CNA describes primary professional liability with separate excess or umbrella towers. Heffernan says it can package medical malpractice with workers’ compensation, professional liability, and cyber for one healthcare client program; it also discusses captive and self-insured structures. If you are renewing several healthcare lines together, ask whether the program changes your malpractice retention or how claims affect shared funding. [1] [3]
Provider Classes and Insurer Identity
CNA’s U.S. brochure lists outpatient classes including ambulatory surgery, dialysis, clinics, and home health. Heffernan’s page describes a broad healthcare client base that includes physician groups, patient transport companies, laboratories, allied-health practices, home care, and senior living. Heffernan says it has carrier relationships for fully insured plans; ask which insurer and form would cover malpractice in its proposed program. [1] [3]