What Are the Key Differences Between CNA and Harper Medical Malpractice Insurance?
Facility and Practice Coverage
CNA lists medical professional liability across facilities and providers, including outpatient classes, and describes primary options with excess or umbrella towers. Harper says its placements can cover clinicians and the practice or facility entity itself, and serves clinicians who need proof for licensing or privileges. If you operate a practice, check that the proposal names both the clinicians and organization that need protection. [1] [3]
Claims-Made Continuity
Harper says most policies it places are claims-made, making the retroactive date and tail coverage relevant when clinicians change jobs, retire, or switch carriers. CNA describes a healthcare claims team with medical-malpractice litigation experience, but the reviewed record does not establish its policy form. Compare the form and retroactive date directly; a tail extends the time to report certain claims after a claims-made policy ends. [3] [1]