CNA vs Corgi: Medical Malpractice Insurance

CNA covers healthcare facilities and providers with primary and excess liability options; Corgi quotes medical malpractice within 1 to 14 days as a specialty line outside its instant online flow for startups.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-10-01

Areas of coverage

CNA

  • eligibility: CNA lists medical professional liability for healthcare facilities and providers, including outpatient classes such as ambulatory surgery, dialysis, clinics and home health. Entity: CNA brand; underwriting company may vary Product: Healthcare medical professional liability for listed facilities/providers Jurisdiction: United States Research source scope: U.S. healthcare professional liability including facilities and outpatient classes Claim limitation: Company marketing summary only; issued policy forms, underwriting, jurisdictional availability, limits, exclusions and definitions control. Source/date qualification: Healthcare capabilities brochure version 20260827 / ©2026; claims apply to the listed healthcare classes and do not generalize aging-services state or surplus-lines terms to every class.company-reportedSource ↗
  • coverage: CNA describes primary professional liability options and separate excess/umbrella towers for healthcare accounts. Entity: CNA brand; underwriting company may vary Product: Healthcare medical professional liability Jurisdiction: United States Research source scope: U.S. healthcare professional liability including facilities and outpatient classes Claim limitation: Company marketing summary only; issued policy forms, underwriting, jurisdictional availability, limits, exclusions and definitions control. Source/date qualification: Healthcare capabilities brochure version 20260827 / ©2026; claims apply to the listed healthcare classes and do not generalize aging-services state or surplus-lines terms to every class.company-reportedSource ↗
  • claims: CNA describes a healthcare claims team of 70 professionals averaging 20 years of experience, including medical-malpractice litigation experience. Entity: CNA brand; underwriting company may vary Product: Healthcare professional-liability claims service Jurisdiction: United States Research source scope: U.S. healthcare professional liability including facilities and outpatient classes Claim limitation: Company-reported staffing/experience; not an outcome or service-level guarantee. Source/date qualification: Healthcare capabilities brochure version 20260827 / ©2026; claims apply to the listed healthcare classes and do not generalize aging-services state or surplus-lines terms to every class.company-reportedSource ↗
  • services: CNA describes consultative risk-control assessments and training for healthcare customers. Entity: CNA brand; underwriting company may vary Product: Healthcare professional liability risk-control services Jurisdiction: United States Research source scope: U.S. healthcare professional liability including facilities and outpatient classes Claim limitation: Service description does not alter policy coverage. Source/date qualification: Healthcare capabilities brochure version 20260827 / ©2026; claims apply to the listed healthcare classes and do not generalize aging-services state or surplus-lines terms to every class.company-reportedSource ↗

Corgi

  • role: Corgi lists Medical Malpractice as one of its specialty coverages, quoted with a 1-14 day turnaround rather than the instant online quote it offers for CGL, D&O, Tech E&O, and its other core startup policies. Homepage and startup-insurance page policy-card labeling as of 2026-09-23. No dedicated Medical Malpractice product page was found on the site; a direct URL guess (/medical-malpractice) returned a 404.company-reportedSource ↗Source ↗
  • coverage: Corgi describes Medical Malpractice as protecting healthcare professionals and organizations against claims alleging negligence in the delivery of medical services. One-sentence catalog description on the homepage and startup-insurance page; no policy form, insuring agreement, exclusion, or claims-made/occurrence trigger is published for this line.company-reportedSource ↗Source ↗
  • eligibility: Corgi frames the product for healthcare professionals and organizations, in contrast to its core lineup, which targets general technology startups. Catalog description; no size, specialty, or state restrictions are published for this line.company-reportedSource ↗Source ↗
  • insurer: No page names the carrier that issues Medical Malpractice coverage. Corgi's general disclosures say coverage may be underwritten by affiliated carriers, including Technology Risk Retention Group, or by third-party partner carriers depending on product, jurisdiction, and risk profile, without identifying which applies to this line. Disclaimers page general underwriting disclosure, checked for a medical-malpractice-specific statement and finding none as of 2026-09-23.not-disclosedSource ↗
  • limits: No limit, retention, or illustrative policy structure is published for Medical Malpractice, unlike Corgi's Tech E&O and Umbrella pages, which show example limits. Reviewed pages as of 2026-09-23; limits would appear on an actual quote.not-disclosedSource ↗Source ↗
  • application: Medical Malpractice sits outside Corgi's instant-quote flow; the site groups it with policies quoted in 1-14 days rather than through the self-serve online application used for its core coverages. Homepage and startup-insurance page policy-card labeling.company-reportedSource ↗Source ↗
  • services: The reviewed pages do not describe risk-management or claims-handling services specific to Medical Malpractice policyholders. Homepage and startup-insurance page as read on 2026-09-23; general claims-handling disclosures on the disclaimers page are not specific to this line.not-foundSource ↗Source ↗

What Are the Key Differences Between CNA and Corgi Medical Malpractice Insurance?

Healthcare Classes and Practitioners

CNA lists medical professional liability for healthcare facilities and providers, including ambulatory surgery, dialysis, clinics, and home health. Corgi frames its medical-malpractice offer for healthcare professionals and organizations. If you operate a facility or practice as an individual clinician, ask each provider to identify the insured entities and practitioner classes on the proposed policy; CNA’s published classes are target examples, and Corgi’s catalog description is not an underwriting acceptance rule. [1] [4]

Stated Medical-Malpractice Coverage

CNA describes primary professional-liability options for healthcare accounts. Corgi describes protection against claims alleging negligence in delivering medical services. These are both descriptions of the medical-malpractice coverage offered, though one identifies a primary layer and the other describes the claim context. Ask each to show the covered professional services, trigger, defense terms, and named insureds in the quote and policy form before comparing limits. [1] [4]

What Should You Confirm in CNA and Corgi Medical Malpractice Insurance Quotes?

  • Ask CNA which listed facility or provider class, primary form, and limits match your practice. [1]
  • Ask Corgi which healthcare entities and practitioners the proposed policy covers, and request its form and covered-services definition. [4]

CNA lists healthcare facilities and providers, including named outpatient classes. Corgi frames medical malpractice for healthcare professionals and organizations.

Sources reviewed

  1. 01
    Tailored Coverages for Aging Services, Allied Healthcare Facilities and More | CNA

    CNA · pp. 4–5, 7–8: healthcare classes, PL/GL options, claims and risk-control capabilities · accessed 2026-09-28

  2. 02
    Corgi Insurance: Startup Insurance, Quoted in Minutes

    Corgi Insurance · Explore Our Main Policies list: "1-14 days turnaround Medical Malpractice" card, same one-sentence description as the startup-insurance page · accessed 2026-09-23

  3. 03
    Disclaimers & Licensing

    Corgi Insurance · Carrier Financial Strength; How Insurance Is Provided Through Corgi; Specialty Insurance Carrier and Underwriting Disclosures · accessed 2026-09-23

  4. 04
    Startup Insurance | Corgi Insurance

    Corgi Insurance · Specialized Coverages section: "1-14 days turnaround Medical Malpractice — Protects healthcare professionals and organizations against claims alleging negligence in the delivery of medical services." · accessed 2026-09-23

  5. 05
    Physicians Medical Professional Liability — Specimen Policy

    Curi underwriting companies identified on specimen cover · Base I–III printed pp.1–3/PDF pp.2–4; V–VI pp.3–6; VIII p.7; XII pp.11–13 · accessed 2026-09-16

  6. 06
    Physician Application

    MedPro Group / issuing companies identified on application · I–II p.1; III pp.2–4; IV pp.4–5; V pp.5–6; VI p.6 · accessed 2026-09-16

  7. 07
    Medical Malpractice Insurance

    National Association of Insurance Commissioners · Background: Issue; Overview; two basic types · accessed 2026-09-16

  8. 08
    Medical Liability Insurance shopping guide

    Texas Department of Insurance · What is medical liability insurance?; Claims-made versus occurrence; changing carriers; renewal tips · accessed 2026-09-16

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