What Are the Key Differences Between Beazley and CNA Medical Malpractice Insurance?
Clinical Setting and Buyer Type
Beazley describes healthcare professional liability inside Virtual Care for remote-care clinicians and inside Life Sciences for organizations such as pharmaceutical and medical-device companies. CNA lists facilities and providers including ambulatory surgery, dialysis, clinics, and home health. A telehealth clinician and a facility may therefore be evaluated under different product structures; ask which named program fits your entity and care model. [2] [1] [3]
Bundled Modules and Liability Layers
Beazley lists professional liability alongside products/completed operations, E&O, and general liability in its Life Sciences policy. CNA describes primary professional liability options plus separate excess or umbrella towers. When comparing proposals, distinguish coverages bundled in one package from limits layered above a primary policy, and ask whether another coverage can use the same aggregate. [1] [3]