What Are the Key Differences Between Corgi and Marsh Media Liability Insurance?
Online Startup Form Versus Advisor Placement
Corgi quotes Media Liability online and includes it from Series A packages onward. Marsh places media liability through a media risk management specialist; the page describes advisor-led placement, not a self-serve quote. Marsh McLennan Agency also lists media liability in executive and professional liability. Choose Corgi if you are a Series A-or-later startup seeking online terms; choose Marsh if you run a television, news or streaming business and want coordinated media advice. [4] [2] [7] [8]
What Each Coverage Description Includes
Corgi’s CORG-ML-0100 form is claims-made and covers defamation, privacy, copyright and trademark, plagiarism and product disparagement, excluding patent, trade-secret misappropriation, Lanham Act false-advertising and knowing false statements. Marsh says media liability covers defamation, invasion of privacy, copyright infringement, plagiarism and intentional torts, and can be adapted for agencies, producers, authors, publishers, broadcasters, bloggers and influencers. Marsh’s reviewed page does not publish Corgi’s exclusion list. [4] [7]
Who Each Names as Buyers
Marsh targets television stations, news organizations, streaming companies and websites. Corgi’s reviewed pages frame a startup package rather than that industry list. [2] [7]
Limits and Optional Services
Corgi shows illustrative $1 million / $2 million limits, defense inside the limit and a $5,000 retention, plus optional pre-publication legal-review reimbursement. Marsh does not publish limits. Marsh’s team also advises on property, general liability, umbrella, technology E&O and workers’ compensation around a media placement. Corgi’s reviewed media page describes the media form and that endorsement, not that multi-line program. Corgi’s carrier depends on product, jurisdiction and risk; Marsh does not name an insurer. [4] [3] [7]
What Should You Confirm in Corgi and Marsh Media Liability Insurance Quotes?
- Ask Marsh which insurer and form it would use, including how intentional-tort language is handled. [7]
- Ask Corgi whether exclusions can be endorsed over and whether the pre-publication review endorsement is quoted. [4]
- Compare Corgi’s illustrative limits and retention with Marsh’s quoted figures. [4] [7]
- Confirm package tier at Corgi (Series A or later) versus Marsh’s advisor-led program. [2] [7]