What Are the Key Differences Between Corgi and Founder Shield Media Liability Insurance?
Who the Insured Can Be
Corgi includes Media Liability from Series A through Growth Stage and Custom, not in Pre-Seed & Seed, and quotes online. Founder Shield markets Content Creator Insurance to Instagram, YouTube, Twitch and TikTok creators and their agencies, and says the named insured can be the individual without an LLC. Corgi’s reviewed pages do not describe that individual-named-insured option. Choose Corgi if you are a Series A-or-later startup seeking online media terms; choose Founder Shield if you are a solo creator who needs personal insured status or sponsorship-claim defense. [2] [4] [6]
Founder Shield is a brokerage that places the policy with AM Best A- or better carriers. Corgi’s carrier depends on product, jurisdiction and risk. Neither names the issuer for a given media policy on the reviewed pages. [3] [7]
What Each Coverage List Includes
Corgi’s CORG-ML-0100 form covers defamation, privacy, copyright and trademark, plagiarism and product disparagement, and excludes patent, trade-secret, Lanham Act false-advertising and knowing false statements. Founder Shield lists defamation, personal and advertising injury, FTC investigation and defense tied to sponsored-content rules, and UGC contractual liability from brand promotions. Corgi’s reviewed page does not describe FTC sponsored-content defense. [4] [6]
Limits and Optional Grants
Corgi shows illustrative $1 million / $2 million limits, defense inside the limit, a $5,000 retention, and optional pre-publication legal-review reimbursement. Founder Shield offers a targeted-hack extension of up to $500 per day and does not publish overall limits. Those are different optional dollars: Corgi’s endorsement reimburses counsel before publication; Founder Shield’s extension pays a daily amount if a channel is locked. [4] [6]
What Should You Confirm in Corgi and Founder Shield Media Liability Insurance Quotes?
- Ask Founder Shield who the named insured would be and whether FTC defense and the hack extension are included. [6]
- Ask Corgi whether Lanham Act or trade-secret exclusions can be endorsed over, and confirm package tier. [4] [2]
- Compare Corgi’s illustrative limits and $5,000 retention with Founder Shield’s unpublished overall limits. [4] [6]
- Get the issuing carrier from both. [3] [7]