CNA vs Relm: Media Liability Insurance

Relm Insurance is reached through brokers and names media errors and omissions as its own product for new and disruptive sectors; CNA's Epack 3 is a modular policy that combines media with cyber, technology and professional cover.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-10-01

What Are the Key Differences Between CNA and Relm Insurance Media Liability Insurance?

Risks Named for Published Content

CNA’s Epack 3 material refers to common media perils and available subpoena assistance. Relm’s Media Errors and Omissions description names intellectual-property and trademark infringement, defamation, confidentiality breaches, breach of professional duty, and invasion of privacy. For an editorial or publishing business, match those stated risks against the content you produce; ask CNA what “common media perils” means in the offered wording and Relm which expenses the policy pays. [3] [6]

Modular Package or Specialist Placement

CNA describes Epack 3 as a modular policy that combines media with cyber, technology, and professional liability. Relm presents Media E&O as one named product among its specialized professional lines and sells it through insurance brokers. That changes what you are comparing: a multi-line configuration against a broker-placed media product. Ask for the complete policy schedule, issuing insurer, and any related cyber or professional-liability forms before comparing price. [2] [6]

What Should You Confirm in CNA and Relm Insurance Media Liability Insurance Quotes?

  • Ask CNA to identify the perils, subpoena costs, and sublimits included in your chosen Epack 3 modules. [3]
  • Ask Relm which insurer issues the placement and whether defense, privacy, and IP claims share a limit. [6]

CNA describes Epack 3 as combining four coverages and lists common media perils with optional subpoena assistance; Relm names defamation, confidentiality, privacy, and intellectual-property risks.

Sources reviewed

  1. 01
    Media Application Form — United States

    CFC Underwriting Limited · Sections 1–2 PDF pp.2–5; Section 3 pp.5–6; Section 4 pp.7–8; Sections 6–7 pp.10–11 · accessed 2026-09-16

  2. 02
    Cyber Insurance - Cyber Risk Solutions

    CNA · Current U.S. page: Epack 3 combines cyber, media, technology and professional liability; MPL appetite, media support, technology E&O, claims and risk-control descriptions. Retrieved 2026-09-30. · accessed 2026-09-30

  3. 03
    Epack 3 – Cyber, Media, Technology & Professional Liability

    CNA · Official sell sheet: modular bundled policy, media coverages and possible extensions, technology/professional line descriptions and quote process for small risks. Marketing summary expressly defers to issued policy. Retrieved 2026-09-30. · accessed 2026-09-30

  4. 04
    Media Liability Coverage Part

    Hiscox · I p.1; IV–V pp.2–3; VI pp.3–7; VII pp.7–8 · accessed 2026-09-16

  5. 05
    Insurance for Social Media Liability

    Journal of Insurance Regulation; authors Kevin T. Merriman, David M. Knapp, Meghan E. Ruesch and Nicole M. Weir · PDF pp.5–7 abstract/summary; PDF p.4 nonendorsement disclaimer; CGL personal and advertising injury and media-business exclusion discussion · accessed 2026-09-16

  6. 06
    Professional Lines and Errors and Omissions Insurance

    Relm Insurance · Media Errors and Omissions section · accessed 2026-09-23

Areas of coverage

CNA

  • role: CNA describes Epack 3 as a modular policy that combines cyber, media, technology and professional-liability coverages. This is a bundled program description; selected coverage parts and limits require the issued policy.company-reportedSource ↗Source ↗
  • coverage: CNA’s Epack 3 sell sheet describes cover for common media perils and says subpoena assistance and mitigation-related options are available. The sell sheet does not enumerate all covered perils or establish that every option is included.company-reportedSource ↗
  • services: CNA says media and professional-liability customers can access risk-mitigation resources and its cyber page describes specialized risk-control support. The service statements are company-reported and do not establish a specific service entitlement on a given policy.company-reportedSource ↗Source ↗
  • application: CNA’s sell sheet says Epack 3 shortened quote intake for smaller risks, including fewer questions for media liability. The source does not state a universal revenue threshold or promise quote/bind timing.company-reportedSource ↗

Relm Insurance

  • role: Relm lists Media Errors and Omissions as one of its named professional-lines products, distinct from its general E&O and other specialized E&O offerings. Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement.company-reportedSource ↗
  • eligibility: Relm frames media liability coverage around clients in 'new and disruptive sectors' facing high media scrutiny, without naming a specific size or industry threshold. Professional Lines page framing; not a guarantee of eligibility for a particular company.company-reportedSource ↗
  • coverage: Relm says media liability insurance can protect clients against legal issues connected to what they publish, listing intellectual property infringement, trademark infringement, defamation, breach of confidentiality, breach of professional duty and invasion of privacy as covered risk types. Professional Lines page 'Media Errors and Omissions' section; the issued policy and declarations control.company-reportedSource ↗
  • insurer: The reviewed page does not name a specific issuing insurer for media E&O placements. Line-of-business page as read on 2026-09-23; a specific placement's insurer is product- and jurisdiction-specific.not-disclosedSource ↗
  • services: The reviewed media E&O section does not describe dedicated risk-control or editorial-review services beyond the general coverage description. Professional Lines page as read on 2026-09-23.not-foundSource ↗
  • application: Relm sells media E&O coverage through insurance brokers; its reviewed pages do not describe a direct online quote. Professional Lines page framing; consistent with Relm's broader broker-distribution model.company-reportedSource ↗

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