CNA vs Corgi: Media Liability Insurance

Corgi's media policy is claims-made, with illustrative limits of $1 million per claim, and is sold through an online quote flow; CNA's Epack 3 bundles media with cyber and tech, and shortens the quote for smaller risks.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-10-01

What Are the Key Differences Between CNA and Corgi Media Liability Insurance?

Business roles

CNA: CNA describes Epack 3 as a modular policy that combines cyber, media, technology and professional-liability coverages. Scope: This is a bundled program description; selected coverage parts and limits require the issued policy.. Corgi: Corgi includes Media Liability starting in its Series A package and continues it through Growth Stage and Custom; it is not part of the Pre-Seed & Seed package. Scope: Homepage package contents as read on 2026-09-23.. This is a pair-specific comparison of role claims; check both details against the proposed terms. [2] [3] [4]

Coverage and package structure: second documented difference

CNA: CNA’s Epack 3 sell sheet describes cover for common media perils and says subpoena assistance and mitigation-related options are available. Scope: The sell sheet does not enumerate all covered perils or establish that every option is included.. Corgi: The standard policy (CORG-ML-0100) is claims-made and covers defamation, invasion of privacy, copyright and trademark infringement, plagiarism and product disparagement arising from published content, but excludes patent infringement, trade-secret misappropriation, Lanham Act false-advertising claims, and knowing false statements. Scope: Media coverage table and scenario/policy notes; illustrative summary, not policy wording.. This is a pair-specific comparison of coverage claims; check both details against the proposed terms. [3] [6]

What Should You Confirm in CNA and Corgi Media Liability Insurance Quotes?

  • Ask CNA how the quoted policy applies the documented role detail to your business. [2] [3]
  • Ask Corgi how the quoted policy applies the documented role detail to your business. [4]

Areas of coverage

CNA

  • role: CNA describes Epack 3 as a modular policy that combines cyber, media, technology and professional-liability coverages. This is a bundled program description; selected coverage parts and limits require the issued policy.company-reportedSource ↗Source ↗
  • coverage: CNA’s Epack 3 sell sheet describes cover for common media perils and says subpoena assistance and mitigation-related options are available. The sell sheet does not enumerate all covered perils or establish that every option is included.company-reportedSource ↗
  • services: CNA says media and professional-liability customers can access risk-mitigation resources and its cyber page describes specialized risk-control support. The service statements are company-reported and do not establish a specific service entitlement on a given policy.company-reportedSource ↗Source ↗
  • application: CNA’s sell sheet says Epack 3 shortened quote intake for smaller risks, including fewer questions for media liability. The source does not state a universal revenue threshold or promise quote/bind timing.company-reportedSource ↗

Corgi

  • role: Corgi includes Media Liability starting in its Series A package and continues it through Growth Stage and Custom; it is not part of the Pre-Seed & Seed package. Homepage package contents as read on 2026-09-23.company-reportedSource ↗
  • insurer: Corgi's media product page does not name the issuing insurer. Corgi's disclaimers page says coverage on the platform is underwritten by carrier affiliates or third-party partners depending on the product, jurisdiction and risk, with the specific carrier disclosed in the issued policy documents. Media product page and general Corgi underwriting disclosure; not specific confirmation of which entity underwrites media policies.company-reportedSource ↗Source ↗
  • coverage: The standard policy (CORG-ML-0100) is claims-made and covers defamation, invasion of privacy, copyright and trademark infringement, plagiarism and product disparagement arising from published content, but excludes patent infringement, trade-secret misappropriation, Lanham Act false-advertising claims, and knowing false statements. Media coverage table and scenario/policy notes; illustrative summary, not policy wording.company-reportedSource ↗
  • limits: Corgi shows illustrative media limits of up to $1 million per claim and $2 million aggregate, with defense costs inside the limit and a $5,000 per-claim self-insured retention. Media coverage table, described as illustrative.company-reportedSource ↗
  • services: Corgi offers an optional Pre-Publication Legal Review Cost Reimbursement endorsement that covers the cost of media-counsel review of content flagged as risky before it is published, rather than only after a claim; the base policy does not include this service. Media add-ons section.company-reportedSource ↗
  • application: You request a Media quote through Corgi's online "Get a Media quote" flow, the same self-serve path Corgi uses for its other startup lines. Media product page call to action.company-reportedSource ↗

CNA: CNA describes Epack 3 as a modular policy that combines cyber, media, technology and professional-liability coverages. Scope: This is a bundled program description; selected coverage parts and limits require the issued policy. Corgi: Corgi includes Media Liability starting in its Series A package and continues it through Growth Stage and Custom; it is not part of the Pre-Seed & Seed package. Scope: Homepage package contents as read on 2026-09-23.

Sources reviewed

  1. 01
    Media Application Form — United States

    CFC Underwriting Limited · Sections 1–2 PDF pp.2–5; Section 3 pp.5–6; Section 4 pp.7–8; Sections 6–7 pp.10–11 · accessed 2026-09-16

  2. 02
    Cyber Insurance - Cyber Risk Solutions

    CNA · Current U.S. page: Epack 3 combines cyber, media, technology and professional liability; MPL appetite, media support, technology E&O, claims and risk-control descriptions. Retrieved 2026-09-30. · accessed 2026-09-30

  3. 03
    Epack 3 – Cyber, Media, Technology & Professional Liability

    CNA · Official sell sheet: modular bundled policy, media coverages and possible extensions, technology/professional line descriptions and quote process for small risks. Marketing summary expressly defers to issued policy. Retrieved 2026-09-30. · accessed 2026-09-30

  4. 04
    Corgi Insurance: Startup Insurance, Quoted in Minutes

    Corgi Insurance · Coverage Designed Around Your Startup's Journey: Media Liability listed starting in the Series A package tier · accessed 2026-09-23

  5. 05
    Disclaimers & Licensing

    Corgi Insurance · About Corgi; How Insurance Is Provided Through Corgi (Underwriting); Specialty Insurance Carrier and Underwriting Disclosures · accessed 2026-09-23

  6. 06
    Media Liability Insurance for Startups

    Corgi Insurance · What's Actually Inside Your Media Liability Policy (form CORG-ML-0100); Scenario notes; Policy notes; Available Add-ons; FAQ · accessed 2026-09-23

  7. 07
    Media Liability Coverage Part

    Hiscox · I p.1; IV–V pp.2–3; VI pp.3–7; VII pp.7–8 · accessed 2026-09-16

  8. 08
    Insurance for Social Media Liability

    Journal of Insurance Regulation; authors Kevin T. Merriman, David M. Knapp, Meghan E. Ruesch and Nicole M. Weir · PDF pp.5–7 abstract/summary; PDF p.4 nonendorsement disclaimer; CGL personal and advertising injury and media-business exclusion discussion · accessed 2026-09-16

Ask Kearny Risk to help relate this comparison to your services and contracts.

Contact Kearny Risk