What Are the Key Differences Between CFC and Marsh Media Liability Insurance?
CFC makes physical production and cyber part of its package, while Marsh describes a specialist placement and advice on adjacent insurance lines. CFC also publishes maximum limits; Marsh’s reviewed page does not publish comparable amounts. [2] [9]
Underwritten Package Versus Broker Placement
CFC offers Media & Entertainment as a package that combines IP and defamation, breach of contract, production liability and cyber. Marsh places media liability, described as E&O for media organizations, and Marsh McLennan Agency lists the line in executive and professional liability. Marsh does not name an insurer; CFC’s application names CFC Underwriting Limited as administrator without disclosing the U.S. capacity. Choose CFC if filming-related bodily injury, property damage or bundled cyber matters; choose Marsh if you run a television, news or streaming organization and want help coordinating a wider program. [4] [3] [9] [10]
Limits and Related Lines
CFC publishes $10,000,000 E&O/media/cyber and $6,000,000 CGL maxima and a $0 minimum deductible. Marsh’s reviewed page does not publish limits. Marsh says its media risk team builds a program with insurance and contingency planning and advises on property, general liability, umbrella, technology E&O and workers’ compensation. CFC builds production CGL and cyber into the media package rather than describing those as separately advised lines. [2] [9]
Marsh covers defamation, privacy, copyright infringement, plagiarism and intentional torts, and can adapt policies for agencies, producers, authors, publishers, broadcasters, bloggers and influencers, targeting TV, news and streaming. CFC names bloggers, agents, advertising agencies and traditional media companies and asks about editorial controls on the application. You buy CFC through that application path; Marsh is advisor-led. [4] [3] [9]
What Should You Confirm in CFC and Marsh Media Liability Insurance Quotes?
- Ask CFC whether the production CGL and cyber sections apply and which maxima are quoted. [2]
- Ask Marsh which insurer and form it would use and how related lines would be placed. [9]
- Compare CFC’s subcontractor vicarious-liability grant with Marsh’s proposed wording. [2] [9]
- Get issuing insurers from both. [3] [9]