What Are the Key Differences Between CFC and CNA Media Liability Insurance?
Business roles
CFC: CFC's Media & Entertainment product is a package policy for content and media businesses that combines IP infringement and defamation liability, breach-of-contract cover, general liability for physical production activities, and cyber cover in one policy. Scope: Media product page and US product brochure; the policy as issued controls the exact scope for any one customer.. CNA: CNA describes Epack 3 as a modular policy that combines cyber, media, technology and professional-liability coverages. Scope: This is a bundled program description; selected coverage parts and limits require the issued policy.. This is a pair-specific comparison of role claims; check both details against the proposed terms. [4] [2] [7] [8]
Coverage and package structure: second documented difference
CFC: CFC covers contingent bodily injury and property damage arising from physical production activities like filming, production or events, and includes vicarious liability cover as standard so a media business is protected if held liable for a subcontractor's mistake. Scope: Media brochure 'Contingent bodily injury and property damage' and 'Sub-contractors' vicarious liability' sections.. CNA: CNA’s Epack 3 sell sheet describes cover for common media perils and says subpoena assistance and mitigation-related options are available. Scope: The sell sheet does not enumerate all covered perils or establish that every option is included.. This is a pair-specific comparison of coverage claims; check both details against the proposed terms. [2] [8]