Berkshire Hathaway Specialty Insurance vs Corgi: Media Liability Insurance

Corgi publishes illustrative media limits of $1 million per claim and quotes online, from its Series A package; Berkshire Hathaway Specialty Insurance lists Media Liability within Professional First with in-house claims.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-09-30

Areas of coverage

Berkshire Hathaway Specialty Insurance

  • coverage: BHSI’s Professional First overview names Media Liability as a product; its architects/engineers page also mentions media liability within a specialized combined professional form. The overview is a catalogue statement; the second source is scoped to design professionals and does not prove standalone media terms.company-reportedSource ↗Source ↗
  • eligibility: BHSI lists Professional Services firms among Professional First customer categories and separately identifies media liability in its architects, engineers and consultants product. These sources do not establish the eligible professions or appetite for the standalone media product.company-reportedSource ↗Source ↗
  • services: BHSI says its Professional First business has an in-house claims group and streamlined claim reporting. This is portfolio-level service information, not a promise about outcome or a media-specific claims procedure.company-reportedSource ↗
  • coverage: BHSI also lists media liability within its combined architects, engineers and consultants professional-liability product. This is specific to a specialized design-industry form and does not establish standalone media terms or general availability.company-reportedSource ↗

Corgi

  • role: Corgi includes Media Liability starting in its Series A package and continues it through Growth Stage and Custom; it is not part of the Pre-Seed & Seed package. Homepage package contents as read on 2026-09-23.company-reportedSource ↗
  • insurer: Corgi's media product page does not name the issuing insurer. Corgi's disclaimers page says coverage on the platform is underwritten by carrier affiliates or third-party partners depending on the product, jurisdiction and risk, with the specific carrier disclosed in the issued policy documents. Media product page and general Corgi underwriting disclosure; not specific confirmation of which entity underwrites media policies.company-reportedSource ↗Source ↗
  • coverage: The standard policy (CORG-ML-0100) is claims-made and covers defamation, invasion of privacy, copyright and trademark infringement, plagiarism and product disparagement arising from published content, but excludes patent infringement, trade-secret misappropriation, Lanham Act false-advertising claims, and knowing false statements. Media coverage table and scenario/policy notes; illustrative summary, not policy wording.company-reportedSource ↗
  • limits: Corgi shows illustrative media limits of up to $1 million per claim and $2 million aggregate, with defense costs inside the limit and a $5,000 per-claim self-insured retention. Media coverage table, described as illustrative.company-reportedSource ↗
  • services: Corgi offers an optional Pre-Publication Legal Review Cost Reimbursement endorsement that covers the cost of media-counsel review of content flagged as risky before it is published, rather than only after a claim; the base policy does not include this service. Media add-ons section.company-reportedSource ↗
  • application: You request a Media quote through Corgi's online "Get a Media quote" flow, the same self-serve path Corgi uses for its other startup lines. Media product page call to action.company-reportedSource ↗

What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Corgi Media Liability Insurance?

What the Published Offering Defines

Berkshire Hathaway Specialty Insurance identifies Media Liability as part of Professional First and a combined A&E form, but its reviewed record does not detail covered media allegations. Corgi’s standard claims-made form names defamation, privacy invasion, copyright and trademark infringement, plagiarism and product disparagement from published content. That specificity gives a buyer concrete wording to test; ask Berkshire Hathaway Specialty Insurance for its comparable trigger and whether the form fits your content and distribution channels. [2] [6]

Buying and Policy Details to Resolve

Corgi shows illustrative limits up to $1 million per claim and $2 million aggregate, with defense costs inside the limit and a $5,000 retention. It also offers optional reimbursement for legal review of content before publication. Berkshire Hathaway Specialty Insurance’s reviewed overview does not state comparable figures or pre-publication services. If editorial review matters, price Corgi’s endorsement and ask Berkshire Hathaway Specialty Insurance whether any equivalent service is available; compare the full declarations and exclusions. [2] [6]

What Should You Confirm in Berkshire Hathaway Specialty Insurance and Corgi Media Liability Insurance Quotes?

  • Does Corgi’s sample limit and inside-limit defense structure meet your contract requirements? [2] [6]
  • What Berkshire Hathaway Specialty Insurance media limit, retention and content-review support can be quoted? [2] [6]

Berkshire Hathaway Specialty Insurance names Media Liability in Professional First but the reviewed overview does not itemize triggers. Corgi lists covered published-content claims, up to $1 million per claim and a separate optional legal-review reimbursement endorsement.

Sources reviewed

  1. 01
    Professional First Architects, Engineers and Consultants Professional Liability

    Berkshire Hathaway Specialty Insurance · Retained canonical source record: combined professional/pollution form lists media, technology and cyber/network security/privacy coverages; specialized design/engineering target classes and services. This is not evidence of standalone media terms. Prior actual access 2026-09-28; direct re-open failed in this session. · accessed 2026-09-28

  2. 02
    Professional First Professional Liability Overview

    Berkshire Hathaway Specialty Insurance · PDF pp. 1–2: separately named Professional First Media Liability and Network Security & Privacy; targeted customer categories; in-house claims handling; product portfolio descriptions. Version 2026-06-03-A; re-opened 2026-09-30. · accessed 2026-09-30

  3. 03
    Media Application Form — United States

    CFC Underwriting Limited · Sections 1–2 PDF pp.2–5; Section 3 pp.5–6; Section 4 pp.7–8; Sections 6–7 pp.10–11 · accessed 2026-09-16

  4. 04
    Corgi Insurance: Startup Insurance, Quoted in Minutes

    Corgi Insurance · Coverage Designed Around Your Startup's Journey: Media Liability listed starting in the Series A package tier · accessed 2026-09-23

  5. 05
    Disclaimers & Licensing

    Corgi Insurance · About Corgi; How Insurance Is Provided Through Corgi (Underwriting); Specialty Insurance Carrier and Underwriting Disclosures · accessed 2026-09-23

  6. 06
    Media Liability Insurance for Startups

    Corgi Insurance · What's Actually Inside Your Media Liability Policy (form CORG-ML-0100); Scenario notes; Policy notes; Available Add-ons; FAQ · accessed 2026-09-23

  7. 07
    Media Liability Coverage Part

    Hiscox · I p.1; IV–V pp.2–3; VI pp.3–7; VII pp.7–8 · accessed 2026-09-16

  8. 08
    Insurance for Social Media Liability

    Journal of Insurance Regulation; authors Kevin T. Merriman, David M. Knapp, Meghan E. Ruesch and Nicole M. Weir · PDF pp.5–7 abstract/summary; PDF p.4 nonendorsement disclaimer; CGL personal and advertising injury and media-business exclusion discussion · accessed 2026-09-16

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