Beazley vs Berkshire Hathaway Specialty Insurance: Media Liability Insurance

Beazley's media liability comes only inside its small-business MediaTech form, sharing one aggregate limit with tech, professional and cyber; Berkshire Hathaway Specialty Insurance lists Media Liability under Professional First.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-09-30

What Are the Key Differences Between Beazley and Berkshire Hathaway Specialty Insurance Media Liability Insurance?

What the Published Offering Defines

Beazley’s small-business MediaTech policy puts media liability in one form with technology E&O, professional E&O and cyber; it is not sold as a standalone media policy for that segment. Berkshire Hathaway Specialty Insurance names Media Liability in its Professional First portfolio and also within a combined architects, engineers and consultants product. A buyer seeking bundled small-business protection should examine MediaTech’s shared structure, while an A&E firm can ask Berkshire Hathaway Specialty Insurance how media fits its professional form. [3] [5]

Buying and Policy Details to Resolve

Beazley’s sample form lists specific media wrongful acts, including defamation, privacy invasion, plagiarism and copyright or trademark infringement, while Berkshire Hathaway Specialty Insurance’s published overview names the line but does not itemize these triggers. That means the quote and form carry more weight than the product label when comparing covered content claims. Ask Berkshire Hathaway Specialty Insurance for its media wording and Beazley whether the declarations give media a separate limit or share the package aggregate. [2] [4]

What Should You Confirm in Beazley and Berkshire Hathaway Specialty Insurance Media Liability Insurance Quotes?

  • Does Beazley’s declarations page provide a separate media limit or a shared aggregate? [3] [5]
  • Which content-related wrongful acts and exclusions appear in Berkshire Hathaway Specialty Insurance’s proposed media wording? [3] [5]

Areas of coverage

Beazley

  • role: Beazley sells media liability coverage bundled inside MediaTech, a single small-business form that also includes technology E&O, professional E&O and cyber coverage. It is not sold as a standalone media liability policy for this segment. US small-business MediaTech product page; does not address any larger-account media liability program Beazley may write separately.company-reportedSource ↗
  • insurer: Beazley's posted Digital MediaTech Application names Beazley Insurance Company, Inc. as the insurer on its cover page. The actual issuing entity for a given policy is confirmed on the quote and declarations, not the blank application. Application form F00859, 042022 edition; not a regulator record and not evidence of the entity for every state or route.company-reportedSource ↗
  • coverage: The sample MediaTech form's Media Wrongful Act trigger lists defamation, invasion of privacy, false arrest, trespass, plagiarism and copyright infringement, trademark and trade-dress infringement (including cybersquatting), misappropriation of a trade secret, and negligent content, arising from the insured's Media Activities, Professional Services or Tech Services. Sample policy form F00731, 022019 edition, Media Wrongful Act definition; the issued policy's wording and any endorsements control.company-reportedSource ↗
  • coverage: Unfair competition claims under Section 43(a) of the Lanham Act are covered only when alleged together with, and arising out of, one of the form's listed trademark, trade-dress, domain-name or copyright allegations, not as a freestanding unfair-competition claim. Sample policy form F00731, 022019 edition, Media Wrongful Act definition, item 11.company-reportedSource ↗
  • coverage: The sample form excludes claims for licensing-fee or royalty obligations and claims brought by intellectual-property licensing bodies, as well as costs to reprint, repost, recall or remove Media Material, though it does cover resulting loss of use of that material. Sample policy form F00731, 022019 edition, Licensing Bodies & Joint Ventures and Recall exclusions.company-reportedSource ↗
  • limits: Unless the declarations list a separate amount, the media liability insuring agreement in the sample form shares the same Policy Aggregate Limit of Liability with the policy's technology, professional and cyber coverages rather than carrying its own dedicated limit. Sample policy form F00731, 022019 edition, Limit of Liability and Coverage section; actual sublimits depend on what is purchased and shown on the declarations.company-reportedSource ↗
  • application: Beazley says small and midsize MediaTech business, including its media liability component, is placed through third-party placement platforms or by email, with automated processing rather than a direct-to-consumer purchase flow. MediaTech product page SME placement paragraph; describes the stated distribution channel only.company-reportedSource ↗
  • claims: Beazley says its cyber and tech claims team, including experienced litigators, handles the E&O and related claims arising under MediaTech, without breaking out a media-specific claims volume or outcome statistic. MediaTech product page claims paragraph, read for media-specific detail on 2026-09-23; no media-liability-specific figures were found on this page.not-foundSource ↗

Berkshire Hathaway Specialty Insurance

  • coverage: BHSI’s Professional First overview names Media Liability as a product; its architects/engineers page also mentions media liability within a specialized combined professional form. The overview is a catalogue statement; the second source is scoped to design professionals and does not prove standalone media terms.company-reportedSource ↗Source ↗
  • eligibility: BHSI lists Professional Services firms among Professional First customer categories and separately identifies media liability in its architects, engineers and consultants product. These sources do not establish the eligible professions or appetite for the standalone media product.company-reportedSource ↗Source ↗
  • services: BHSI says its Professional First business has an in-house claims group and streamlined claim reporting. This is portfolio-level service information, not a promise about outcome or a media-specific claims procedure.company-reportedSource ↗
  • coverage: BHSI also lists media liability within its combined architects, engineers and consultants professional-liability product. This is specific to a specialized design-industry form and does not establish standalone media terms or general availability.company-reportedSource ↗

Beazley’s MediaTech form combines media liability with technology E&O, professional E&O and cyber for small businesses. Berkshire Hathaway Specialty Insurance lists Media Liability in Professional First and its architects, engineers and consultants form.

Sources reviewed

  1. 01
    Beazley Digital Media Tech Application

    Beazley · F00859, 042022 edition, Beazley Insurance Company, Inc.; page 1 claims-made-and-reported notice and General Information · accessed 2026-09-23

  2. 02
    Beazley MediaTech Sample Policy

    Beazley · F00731, 022019 edition; Media, Tech, Data & Network Liability insuring agreement; Definitions: Media Wrongful Act, Media Activities, Media Material; Exclusions: Licensing Bodies & Joint Ventures, Recall; Limit of Liability and Coverage · accessed 2026-09-23

  3. 03
    MediaTech for Small Businesses

    Beazley · Opening product description; What we offer: E&O (Tech and Professional), Media, Cyber coverage includes; SME placement paragraph; claims team paragraph · accessed 2026-09-23

  4. 04
    Professional First Architects, Engineers and Consultants Professional Liability

    Berkshire Hathaway Specialty Insurance · Retained canonical source record: combined professional/pollution form lists media, technology and cyber/network security/privacy coverages; specialized design/engineering target classes and services. This is not evidence of standalone media terms. Prior actual access 2026-09-28; direct re-open failed in this session. · accessed 2026-09-28

  5. 05
    Professional First Professional Liability Overview

    Berkshire Hathaway Specialty Insurance · PDF pp. 1–2: separately named Professional First Media Liability and Network Security & Privacy; targeted customer categories; in-house claims handling; product portfolio descriptions. Version 2026-06-03-A; re-opened 2026-09-30. · accessed 2026-09-30

  6. 06
    Media Application Form — United States

    CFC Underwriting Limited · Sections 1–2 PDF pp.2–5; Section 3 pp.5–6; Section 4 pp.7–8; Sections 6–7 pp.10–11 · accessed 2026-09-16

  7. 07
    Media Liability Coverage Part

    Hiscox · I p.1; IV–V pp.2–3; VI pp.3–7; VII pp.7–8 · accessed 2026-09-16

  8. 08
    Insurance for Social Media Liability

    Journal of Insurance Regulation; authors Kevin T. Merriman, David M. Knapp, Meghan E. Ruesch and Nicole M. Weir · PDF pp.5–7 abstract/summary; PDF p.4 nonendorsement disclaimer; CGL personal and advertising injury and media-business exclusion discussion · accessed 2026-09-16

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