AIG vs Corgi: Media Liability Insurance

Corgi shows illustrative media limits of $1 million per claim and an online quote flow, but only from its Series A package up; AIG offers Media Content and Publishers and Broadcasters as separate products.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-09-30

What Are the Key Differences Between AIG and Corgi Media Liability Insurance?

Corgi publishes specific limits and a claims-made trigger

AIG lists Media Content allegations such as copyright, trademark and defamation, and separately names Publishers and Broadcasters. Corgi describes a claims-made policy for published content, with illustrative limits up to $1 million per claim and $2 million aggregate; defense costs are inside the limit and the retention is $5,000 per claim. This specificity helps buyers identify numbers to compare, but the Corgi figures are illustrative and must be confirmed on the quote. [1] [5]

Corgi offers a pre-publication legal-review endorsement

Corgi’s optional endorsement reimburses media counsel review of content flagged before publication; its base policy does not include the service. AIG describes media claim categories and general claims support but does not cite this pre-publication benefit. Creators who want editorial review should ask about endorsement cost, eligibility and reimbursement limits. [5] [1]

What Should You Confirm in AIG and Corgi Media Liability Insurance Quotes?

  • Verify Corgi’s actual limit, retention, claims-made date and endorsement reimbursement terms. [5]
  • Ask AIG which of its two products fits the channels where you publish. [1]

Areas of coverage

AIG

  • role: AIG markets two distinct media-related offerings on its Professional Liability page: Media Content and Publishers and Broadcasters. AIG is the marketing name; the legal footer says products are written or provided by subsidiaries or affiliates and does not name the issuer for an individual policy. AIG’s U.S. Professional Liability product page; the two named descriptions are kept separate and not treated as identical forms.company-reportedSource ↗
  • eligibility: AIG describes Media Content for companies developing or distributing media content, and the separate Publishers and Broadcasters product for publishing and broadcasting companies. These descriptions identify target audiences; they do not establish that every media business qualifies. Target audience as described by AIG; applicant eligibility and placement availability remain subject to underwriting.company-reportedSource ↗
  • coverage: For Media Content, AIG lists examples including trademark or copyright infringement, defamation, false light, false imprisonment, product disparagement and emotional-distress allegations. For Publishers and Broadcasters, it describes risks related to news reports, podcasts and content distributed through wireless devices. These are marketing examples, not a statement that each allegation is covered under a buyer’s policy. AIG’s product summaries; policy wording, definitions, exclusions and conditions determine actual coverage.company-reportedSource ↗
  • services: AIG says its professional-liability claims function uses in-house claims professionals and third-party experts, collaborates with clients through the claims process, and draws on claims data to help evaluate and mitigate loss. The page does not give a media-specific service standard or promise a claim outcome. General professional-liability claims service statement, not a media-specific claims guarantee.company-reportedSource ↗
  • limits: The reviewed page does not state standard limits, retentions or deductibles for either media offering. Confirm the applicable amounts and wording in the quote and policy. AIG’s U.S. Professional Liability page reviewed 2026-09-30; no buyer-specific quote or policy was reviewed.not-disclosedSource ↗

Corgi

  • role: Corgi includes Media Liability starting in its Series A package and continues it through Growth Stage and Custom; it is not part of the Pre-Seed & Seed package. Homepage package contents as read on 2026-09-23.company-reportedSource ↗
  • insurer: Corgi's media product page does not name the issuing insurer. Corgi's disclaimers page says coverage on the platform is underwritten by carrier affiliates or third-party partners depending on the product, jurisdiction and risk, with the specific carrier disclosed in the issued policy documents. Media product page and general Corgi underwriting disclosure; not specific confirmation of which entity underwrites media policies.company-reportedSource ↗Source ↗
  • coverage: The standard policy (CORG-ML-0100) is claims-made and covers defamation, invasion of privacy, copyright and trademark infringement, plagiarism and product disparagement arising from published content, but excludes patent infringement, trade-secret misappropriation, Lanham Act false-advertising claims, and knowing false statements. Media coverage table and scenario/policy notes; illustrative summary, not policy wording.company-reportedSource ↗
  • limits: Corgi shows illustrative media limits of up to $1 million per claim and $2 million aggregate, with defense costs inside the limit and a $5,000 per-claim self-insured retention. Media coverage table, described as illustrative.company-reportedSource ↗
  • services: Corgi offers an optional Pre-Publication Legal Review Cost Reimbursement endorsement that covers the cost of media-counsel review of content flagged as risky before it is published, rather than only after a claim; the base policy does not include this service. Media add-ons section.company-reportedSource ↗
  • application: You request a Media quote through Corgi's online "Get a Media quote" flow, the same self-serve path Corgi uses for its other startup lines. Media product page call to action.company-reportedSource ↗

AIG separates Media Content from Publishers and Broadcasters; Corgi publishes a claims-made media form with illustrative limits and an optional pre-publication counsel reimbursement endorsement.

Sources reviewed

  1. 01
    Professional Liability Insurance

    AIG US · Media Content, lines 344–348; Publishers and Broadcasters, lines 349–353; claims expertise lines 273–279; broker contact lines 385–389; legal footer policy-language caveat lines 485–489. · accessed 2026-09-30

  2. 02
    Media Application Form — United States

    CFC Underwriting Limited · Sections 1–2 PDF pp.2–5; Section 3 pp.5–6; Section 4 pp.7–8; Sections 6–7 pp.10–11 · accessed 2026-09-16

  3. 03
    Corgi Insurance: Startup Insurance, Quoted in Minutes

    Corgi Insurance · Coverage Designed Around Your Startup's Journey: Media Liability listed starting in the Series A package tier · accessed 2026-09-23

  4. 04
    Disclaimers & Licensing

    Corgi Insurance · About Corgi; How Insurance Is Provided Through Corgi (Underwriting); Specialty Insurance Carrier and Underwriting Disclosures · accessed 2026-09-23

  5. 05
    Media Liability Insurance for Startups

    Corgi Insurance · What's Actually Inside Your Media Liability Policy (form CORG-ML-0100); Scenario notes; Policy notes; Available Add-ons; FAQ · accessed 2026-09-23

  6. 06
    Media Liability Coverage Part

    Hiscox · I p.1; IV–V pp.2–3; VI pp.3–7; VII pp.7–8 · accessed 2026-09-16

  7. 07
    Insurance for Social Media Liability

    Journal of Insurance Regulation; authors Kevin T. Merriman, David M. Knapp, Meghan E. Ruesch and Nicole M. Weir · PDF pp.5–7 abstract/summary; PDF p.4 nonendorsement disclaimer; CGL personal and advertising injury and media-business exclusion discussion · accessed 2026-09-16

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