AIG vs Berkshire Hathaway Specialty Insurance: Media Liability Insurance

AIG splits media into Media Content for companies distributing content and Publishers and Broadcasters for news and podcast firms; Berkshire Hathaway Specialty Insurance lists Media Liability inside its Professional First line.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-09-30

AIG distinguishes Media Content from Publishers and Broadcasters; BHSI names Media Liability within Professional First and an architects, engineers and consultants form.

Sources reviewed

  1. 01
    Professional Liability Insurance

    AIG US · Media Content, lines 344–348; Publishers and Broadcasters, lines 349–353; claims expertise lines 273–279; broker contact lines 385–389; legal footer policy-language caveat lines 485–489. · accessed 2026-09-30

  2. 02
    Professional First Architects, Engineers and Consultants Professional Liability

    Berkshire Hathaway Specialty Insurance · Retained canonical source record: combined professional/pollution form lists media, technology and cyber/network security/privacy coverages; specialized design/engineering target classes and services. This is not evidence of standalone media terms. Prior actual access 2026-09-28; direct re-open failed in this session. · accessed 2026-09-28

  3. 03
    Professional First Professional Liability Overview

    Berkshire Hathaway Specialty Insurance · PDF pp. 1–2: separately named Professional First Media Liability and Network Security & Privacy; targeted customer categories; in-house claims handling; product portfolio descriptions. Version 2026-06-03-A; re-opened 2026-09-30. · accessed 2026-09-30

  4. 04
    Media Application Form — United States

    CFC Underwriting Limited · Sections 1–2 PDF pp.2–5; Section 3 pp.5–6; Section 4 pp.7–8; Sections 6–7 pp.10–11 · accessed 2026-09-16

  5. 05
    Media Liability Coverage Part

    Hiscox · I p.1; IV–V pp.2–3; VI pp.3–7; VII pp.7–8 · accessed 2026-09-16

  6. 06
    Insurance for Social Media Liability

    Journal of Insurance Regulation; authors Kevin T. Merriman, David M. Knapp, Meghan E. Ruesch and Nicole M. Weir · PDF pp.5–7 abstract/summary; PDF p.4 nonendorsement disclaimer; CGL personal and advertising injury and media-business exclusion discussion · accessed 2026-09-16

What Are the Key Differences Between AIG and Berkshire Hathaway Specialty Insurance Media Liability Insurance?

AIG separates media buyers into two product audiences

AIG describes Media Content for companies developing or distributing content and Publishers and Broadcasters for publishing and broadcasting companies. Berkshire Hathaway Specialty Insurance names Media Liability in its Professional First overview and also mentions it in a combined architects, engineers and consultants form. A media business comparing the two should ask BHSI which product form applies to its operations, since the reviewed description does not show a dedicated media-only wording. [1] [3]

Both describe claims support, but at different scopes

AIG describes in-house professional-liability claims staff and third-party experts, without a media-specific service standard. BHSI says Professional First has an in-house claims group and streamlined claim reporting. Ask each how the service applies to media liability claims and which entity handles the file. [1] [3]

What Should You Confirm in AIG and Berkshire Hathaway Specialty Insurance Media Liability Insurance Quotes?

  • Ask BHSI which form applies to your media work and whether the combined professional form is required. [2]
  • Confirm claims contacts and the issuing insurer for each proposed policy. [1] [3]

Areas of coverage

AIG

  • role: AIG markets two distinct media-related offerings on its Professional Liability page: Media Content and Publishers and Broadcasters. AIG is the marketing name; the legal footer says products are written or provided by subsidiaries or affiliates and does not name the issuer for an individual policy. AIG’s U.S. Professional Liability product page; the two named descriptions are kept separate and not treated as identical forms.company-reportedSource ↗
  • eligibility: AIG describes Media Content for companies developing or distributing media content, and the separate Publishers and Broadcasters product for publishing and broadcasting companies. These descriptions identify target audiences; they do not establish that every media business qualifies. Target audience as described by AIG; applicant eligibility and placement availability remain subject to underwriting.company-reportedSource ↗
  • coverage: For Media Content, AIG lists examples including trademark or copyright infringement, defamation, false light, false imprisonment, product disparagement and emotional-distress allegations. For Publishers and Broadcasters, it describes risks related to news reports, podcasts and content distributed through wireless devices. These are marketing examples, not a statement that each allegation is covered under a buyer’s policy. AIG’s product summaries; policy wording, definitions, exclusions and conditions determine actual coverage.company-reportedSource ↗
  • services: AIG says its professional-liability claims function uses in-house claims professionals and third-party experts, collaborates with clients through the claims process, and draws on claims data to help evaluate and mitigate loss. The page does not give a media-specific service standard or promise a claim outcome. General professional-liability claims service statement, not a media-specific claims guarantee.company-reportedSource ↗
  • limits: The reviewed page does not state standard limits, retentions or deductibles for either media offering. Confirm the applicable amounts and wording in the quote and policy. AIG’s U.S. Professional Liability page reviewed 2026-09-30; no buyer-specific quote or policy was reviewed.not-disclosedSource ↗

Berkshire Hathaway Specialty Insurance

  • coverage: BHSI’s Professional First overview names Media Liability as a product; its architects/engineers page also mentions media liability within a specialized combined professional form. The overview is a catalogue statement; the second source is scoped to design professionals and does not prove standalone media terms.company-reportedSource ↗Source ↗
  • eligibility: BHSI lists Professional Services firms among Professional First customer categories and separately identifies media liability in its architects, engineers and consultants product. These sources do not establish the eligible professions or appetite for the standalone media product.company-reportedSource ↗Source ↗
  • services: BHSI says its Professional First business has an in-house claims group and streamlined claim reporting. This is portfolio-level service information, not a promise about outcome or a media-specific claims procedure.company-reportedSource ↗
  • coverage: BHSI also lists media liability within its combined architects, engineers and consultants professional-liability product. This is specific to a specialized design-industry form and does not establish standalone media terms or general availability.company-reportedSource ↗

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