Marsh vs Risklytics: Intellectual Property Insurance

Risklytics is built around an online application with no broker fee and a typical ask of $250,000 to $5 million per claim; Marsh, a broker, says it can place five types of IP insurance, including IP Protect, and has in-house IP expertise.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-09-25

Marsh is the fit if you need to compare IP Protect, enforcement, trade-secret value or IP-backed financing. Risklytics is the fit if every patent and indemnity can be scheduled and your typical ask is $250,000 to $5 million per claim.

What Are the Key Differences Between Marsh and Risklytics Intellectual Property Insurance?

Product Range Versus a Scheduled Dispute-Cost Placement

Marsh names five IP options, including IP Protect backed by Ambridge Partners, offensive enforcement, contingency, trade-secret value and IP-insured financing. Risklytics describes one dispute-cost placement, a typical $250,000 to $5 million per-claim ask and a requirement to schedule every patent filing and indemnity obligation. Choose Marsh if you need to compare trade-secret valuation, enforcement or IP financing; choose Risklytics if every patent and indemnity can be scheduled and your limit fits its typical range. [4] [9]

Who Writes It and What Limits Are Public

Marsh names Ambridge Partners only for IP Protect and does not identify insurers for its other IP products. Risklytics's pages do not name an issuing carrier, and they add that only a short list of insurers write the line. Risklytics alone publishes a typical buyer ask of $250,000 to $5 million per claim; Marsh's reviewed pages do not state limit ranges. You will still need the actual quote to know the number. [4] [9] [7]

Specialist Mapping Versus an Online File

Marsh frames the work as in-house IP specialists who help map risks and risk-management programs, including through Marsh McLennan Agency's executive and professional liability practice. Risklytics starts the same line through an online application, says there is no broker fee on top of premium, and keeps a licensed producer on the file until bind. If you want a consulting layer, Marsh describes it; if you want a producer on an online file with no extra broker fee, Risklytics describes that. [4] [5] [8] [7]

What Should You Confirm in Marsh and Risklytics Intellectual Property Insurance Quotes?

  • Ask Marsh whether the quote is IP Protect, an offensive or financing product, and whether Ambridge Partners is the insurer or an underwriting manager. [4]
  • Ask Risklytics which specialist will issue the policy and whether every patent and indemnity clause is already scheduled. [9] [7]
  • Compare whether trade secrets, enforcement costs and IP-collateral financing are on the form or need a separate placement. [4] [9]
  • Confirm limits and retentions in writing; only Risklytics publishes a typical ask range, and that range is not a guaranteed quote. [9]

Areas of coverage

Marsh

  • role: Marsh says it is one of the only brokers with in-house IP expertise, a proprietary IP insurance product, and proprietary relationships with multiple specialty underwriters in the IP space; MMA also lists IP within its executive and professional liability practice. Marsh intellectual property page and MMA executive and professional liability page.company-reportedSource ↗Source ↗
  • coverage: Marsh describes IP Protect, a product it says it released in 2019 and that is backed by Ambridge Partners, as providing coverage for losses related to patents, copyrights and trademarks, with trade secrets available by optional endorsement. Intellectual property page, Our expertise and solutions section.company-reportedSource ↗
  • coverage: Marsh says it can place five types of IP insurance: defensive IP insurance (protecting the insured's own IP from external attack), offensive IP insurance (covering enforcement litigation costs), specific contingency insurance, trade secret value insurance, and IP-insured financing (securing an IP asset pledged as loan collateral). Intellectual property page FAQs; general descriptions, not specific policy forms.company-reportedSource ↗
  • insurer: Marsh names Ambridge Partners as the entity backing its IP Protect product; the page does not clarify whether Ambridge Partners is the issuing insurer or an underwriting manager, and does not name insurers for its other IP products. Intellectual property page as read on 2026-09-23.company-reportedSource ↗
  • services: Marsh says its IP specialists help clients identify and clarify IP risks and support development of risk management strategies addressing programmatic fundamentals, beyond just placing a policy. Intellectual property page opening description.company-reportedSource ↗

Risklytics

  • role: Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Intellectual Property Insurance with outside carriers; it says it does not underwrite policies itself. About page; describes Risklytics' brokerage model generally, restated for this line.company-reportedSource ↗
  • coverage: Risklytics describes this line as paying legal costs on both sides of an IP dispute: defending a claim that the company's product infringes someone else's patent, trademark or copyright, and pursuing an infringer of its own IP, and distinguishes it from cyber liability, which would answer source code stolen in a breach rather than an infringement claim. Lines page; the issued policy and declarations control actual coverage.company-reportedSource ↗
  • eligibility: Risklytics says buyers typically need this coverage at their first filed patent or the first contract requiring them to cover a customer's IP claims, and that enterprise contracts with an IP indemnity clause require it; it adds that companies without patents can still need the line because trademarks, copyrighted code and trade secrets count too. Lines page.company-reportedSource ↗
  • limits: Risklytics lists a typical ask of $250,000 to $5 million per claim for this line. Lines page; actual limits are set on the bound policy.company-reportedSource ↗
  • services: Risklytics says only a short list of insurers write this line and that they require every patent filing and indemnity obligation to be listed before placement. Lines page.company-reportedSource ↗
  • insurer: Risklytics does not name the carrier that underwrites Risklytics Intellectual Property Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. Lines page and about page; no specific insurer is published for this line.company-reportedSource ↗Source ↗
  • application: You start Risklytics Intellectual Property Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. Pricing page describes the general application and fee process, not a line-specific form.company-reportedSource ↗Source ↗

Sources reviewed

  1. 01
    Intellectual property insurance

    CFC · Opening; Defense; Pursuit of infringers; Contractual indemnity; US-facing product offering · accessed 2026-09-16

  2. 02
    Intellectual Property Insurance application form — US

    CFC Underwriting Limited · Sections 1–2 pp.1–2; Section 3 pp.3–4; Section 4 p.4; Section 6.1 p.5; Section 6.2 p.6 · accessed 2026-09-16

  3. 03
    IP Infringement Insurance Application

    Intellectual Property Insurance Services Corporation · p.1 specimen request; Section 1 pp.2–4; Defense Section 2 pp.5–6; Enforcement Section 3 pp.7–9 · accessed 2026-09-16

  4. 04
    Intellectual Property

    Marsh · Opening positioning; Our expertise and solutions: IP Protect, Intellectual Property-Insured Financing, Edison IP; FAQs: What are the different types of intellectual property insurance? · accessed 2026-09-23

  5. 05
    Expert Executive and Professional Liability Insurance

    Marsh McLennan Agency · Our policies include D&O, E&O, EPL, commercial crime/fidelity, network security privacy risk/cyber, fiduciary, media liability, IP, architects and engineers, lawyers professional, and kidnap and ransom · accessed 2026-09-23

  6. 06
    Small Business Insurance

    National Association of Insurance Commissioners · Other types of business liability insurance · accessed 2026-09-16

  7. 07
    About Risklytics: who we are

    Risklytics · “What we do”; Licensing: Risklytics Insurance Services, National Producer Number 22311838, resident license Massachusetts · accessed 2026-09-23

  8. 08
    How pricing and broker fees work

    Risklytics · Buying direct / Generic broker / Risklytics comparison table: no broker fee, commission paid by the carrier out of premium · accessed 2026-09-23

  9. 09
    Intellectual Property Insurance

    Risklytics · Coverage line: Intellectual Property; Built for moments like these; When to buy; Who requires it; How hard to get; Common questions · accessed 2026-09-23

  10. 10
    Intellectual property insurance (UK guidance)

    UK Intellectual Property Office · About IP and insurance > types of products; exclusions/excess/co-insurance; claims process and legal representation · accessed 2026-09-16

Ask Kearny Risk to help relate this comparison to your services and contracts.

Contact Kearny Risk