Marsh Mclennan Agency vs Risklytics: Intellectual Property Insurance

Risklytics lets you start online with no broker fee and cites a typical ask of $250,000 to $5 million; Marsh McLennan Agency instead invites organizations to contact an adviser, with no IP terms itemized.

Kearny Risk organizes these comparisons for firms whose advice, content or technology creates professional exposures.Research updated 2026-09-30

Areas of coverage

Marsh McLennan Agency

  • role: Marsh McLennan Agency describes arranging intellectual property for the audience stated on the cited product page. intellectual property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.company-reportedSource ↗
  • eligibility: Organizations seeking executive/professional liability solutions; the source does not specify covered IP claims or terms. intellectual property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.company-reportedSource ↗
  • coverage: The cited product page describes intellectual-property liability as a named executive and professional product; the overview does not itemize covered IP claims. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. intellectual property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.company-reportedSource ↗
  • application: The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. intellectual property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.company-reportedSource ↗
  • limits: The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred.not-disclosedSource ↗

Risklytics

  • role: Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Intellectual Property Insurance with outside carriers; it says it does not underwrite policies itself. About page; describes Risklytics' brokerage model generally, restated for this line.company-reportedSource ↗
  • coverage: Risklytics describes this line as paying legal costs on both sides of an IP dispute: defending a claim that the company's product infringes someone else's patent, trademark or copyright, and pursuing an infringer of its own IP, and distinguishes it from cyber liability, which would answer source code stolen in a breach rather than an infringement claim. Lines page; the issued policy and declarations control actual coverage.company-reportedSource ↗
  • eligibility: Risklytics says buyers typically need this coverage at their first filed patent or the first contract requiring them to cover a customer's IP claims, and that enterprise contracts with an IP indemnity clause require it; it adds that companies without patents can still need the line because trademarks, copyrighted code and trade secrets count too. Lines page.company-reportedSource ↗
  • limits: Risklytics lists a typical ask of $250,000 to $5 million per claim for this line. Lines page; actual limits are set on the bound policy.company-reportedSource ↗
  • services: Risklytics says only a short list of insurers write this line and that they require every patent filing and indemnity obligation to be listed before placement. Lines page.company-reportedSource ↗
  • insurer: Risklytics does not name the carrier that underwrites Risklytics Intellectual Property Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. Lines page and about page; no specific insurer is published for this line.company-reportedSource ↗Source ↗
  • application: You start Risklytics Intellectual Property Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. Pricing page describes the general application and fee process, not a line-specific form.company-reportedSource ↗Source ↗

What Are the Key Differences Between Marsh McLennan Agency and Risklytics Intellectual Property Insurance?

Defense and enforcement scope

Risklytics describes coverage for both sides of an IP dispute: defending allegations that a product infringes another party’s patent, trademark, or copyright, and pursuing someone infringing the insured’s rights. It distinguishes infringement disputes from cyber claims involving stolen source code. Marsh McLennan Agency lists IP liability but does not itemize covered claims. If you need defense and enforcement, ask the MMA adviser whether both are available in the proposed form and how a data breach would be handled separately. [4] [8]

Limits and underwriting information

Risklytics says a typical requested limit is $250,000 to $5 million per claim and that specialist insurers require patent filings and contractual indemnities to be listed before placement. Its issuing carrier is not named in the reviewed material. MMA also does not publish a standard IP limit or issuer on its overview. Share patent schedules and customer indemnity language with both placement teams, then compare the actual per-claim and aggregate limits, retention, and any separate enforcement sublimit. [4] [8]

What Should You Confirm in Marsh McLennan Agency and Risklytics Intellectual Property Insurance Quotes?

  • Which patents, trade secrets, and indemnity obligations must Risklytics disclose, and what limit is available for each? [4] [8]
  • Will MMA quote defense and enforcement, and what are the insurer, retention, and sublimits? [4] [8]

Risklytics describes paying legal costs to defend infringement claims and pursue infringers, with a typical requested range of $250,000 to $5 million per claim. Marsh McLennan Agency lists IP liability but does not specify its terms.

Sources reviewed

  1. 01
    Intellectual property insurance

    CFC · Opening; Defense; Pursuit of infringers; Contractual indemnity; US-facing product offering · accessed 2026-09-16

  2. 02
    Intellectual Property Insurance application form — US

    CFC Underwriting Limited · Sections 1–2 pp.1–2; Section 3 pp.3–4; Section 4 p.4; Section 6.1 p.5; Section 6.2 p.6 · accessed 2026-09-16

  3. 03
    IP Infringement Insurance Application

    Intellectual Property Insurance Services Corporation · p.1 specimen request; Section 1 pp.2–4; Defense Section 2 pp.5–6; Enforcement Section 3 pp.7–9 · accessed 2026-09-16

  4. 04
    Executive and Professional Liability | MMA

    Marsh McLennan Agency · Intellectual property (IP) is named within the executive and professional liability policy suite. · accessed 2026-09-30

  5. 05
    Small Business Insurance

    National Association of Insurance Commissioners · Other types of business liability insurance · accessed 2026-09-16

  6. 06
    About Risklytics: who we are

    Risklytics · “What we do”; Licensing: Risklytics Insurance Services, National Producer Number 22311838, resident license Massachusetts · accessed 2026-09-23

  7. 07
    How pricing and broker fees work

    Risklytics · Buying direct / Generic broker / Risklytics comparison table: no broker fee, commission paid by the carrier out of premium · accessed 2026-09-23

  8. 08
    Intellectual Property Insurance

    Risklytics · Coverage line: Intellectual Property; Built for moments like these; When to buy; Who requires it; How hard to get; Common questions · accessed 2026-09-23

  9. 09
    Intellectual property insurance (UK guidance)

    UK Intellectual Property Office · About IP and insurance > types of products; exclusions/excess/co-insurance; claims process and legal representation · accessed 2026-09-16

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